WallStSmart

Toyota Motor Corporation ADR (TM)vsUnited Homes Group Inc. (UHG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Toyota Motor Corporation ADR generates 12462636% more annual revenue ($50.68T vs $406.69M). TM leads profitability with a 7.6% profit margin vs -4.0%. TM earns a higher WallStSmart Score of 60/100 (C+).

TM

Buy

60

out of 100

Grade: C+

Growth: 6.7Profit: 4.5Value: 6.3Quality: 4.5
Piotroski: 3/9Altman Z: 1.64

UHG

Hold

39

out of 100

Grade: F

Growth: 4.7Profit: 2.5Value: 6.7Quality: 6.0
Piotroski: 4/9Altman Z: 2.46
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for TM.

UHGUndervalued (+33.9%)

Margin of Safety

+33.9%

Fair Value

$3.63

Current Price

$1.22

$2.41 discount

UndervaluedFair: $3.63Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

TM4 strengths · Avg: 9.5/10
Market CapQuality
$210.32B10/10

Mega-cap, among the largest globally

P/E RatioValuation
9.7x10/10

Attractively priced relative to earnings

Free Cash FlowQuality
$398.23B10/10

Generating 398.2B in free cash flow

EPS GrowthGrowth
23.2%8/10

Earnings expanding 23.2% YoY

UHG2 strengths · Avg: 10.0/10
Price/BookValuation
1.2x10/10

Reasonable price relative to book value

EPS GrowthGrowth
278.1%10/10

Earnings expanding 278.1% YoY

Areas to Watch

TM4 concerns · Avg: 4.0/10
PEG RatioValuation
1.544/10

Expensive relative to growth rate

Price/BookValuation
16.2x4/10

Trading at 16.2x book value

Revenue GrowthGrowth
1.9%4/10

1.9% revenue growth

Altman Z-ScoreHealth
1.644/10

Distress zone — elevated risk

UHG4 concerns · Avg: 2.5/10
Market CapQuality
$71.77M3/10

Smaller company, higher risk/reward

Operating MarginProfitability
1.2%3/10

Operating margin of 1.2%

Return on EquityProfitability
-30.7%2/10

ROE of -30.7% — below average capital efficiency

Revenue GrowthGrowth
-8.5%2/10

Revenue declined 8.5%

Comparative Analysis Report

WallStSmart Research

Bull Case : TM

The strongest argument for TM centers on Market Cap, P/E Ratio, Free Cash Flow.

Bull Case : UHG

The strongest argument for UHG centers on Price/Book, EPS Growth.

Bear Case : TM

The primary concerns for TM are PEG Ratio, Price/Book, Revenue Growth.

Bear Case : UHG

The primary concerns for UHG are Market Cap, Operating Margin, Return on Equity. Debt-to-equity of 2.82 is elevated, increasing financial risk.

Key Dynamics to Monitor

TM profiles as a value stock while UHG is a turnaround play — different risk/reward profiles.

UHG carries more volatility with a beta of 1.10 — expect wider price swings.

TM is growing revenue faster at 1.9% — sustainability is the question.

TM generates stronger free cash flow (398.2B), providing more financial flexibility.

Bottom Line

TM scores higher overall (60/100 vs 39/100). UHG offers better value entry with a 33.9% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Toyota Motor Corporation ADR

CONSUMER CYCLICAL · AUTO MANUFACTURERS · USA

Toyota Motor Corporation designs, manufactures, assembles and sells passenger cars, minivans and commercial vehicles, and related parts and accessories. The company is headquartered in Toyota, Japan.

United Homes Group Inc.

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

United Homes Group, Inc. is a homebuilder in the Southeast that provides affordable homes for the entry-level and first move-up byer segments. The company is headquartered in Irmo, South Carolina.

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