Target Corporation (TGT)vsUniversal Corporation (UVV)
TGT
Target Corporation
$145.90
+1.18%
CONSUMER DEFENSIVE · Cap: $63.40B
UVV
Universal Corporation
$54.80
+0.09%
CONSUMER DEFENSIVE · Cap: $1.32B
Smart Verdict
WallStSmart Research — data-driven comparison
Target Corporation generates 3537% more annual revenue ($106.38B vs $2.92B). TGT leads profitability with a 3.2% profit margin vs 1.1%. TGT appears more attractively valued with a PEG of 2.57. TGT earns a higher WallStSmart Score of 52/100 (C-).
TGT
Buy52
out of 100
Grade: C-
UVV
Hold44
out of 100
Grade: D
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+4.0%
Fair Value
$119.36
Current Price
$145.90
$26.54 discount
Margin of Safety
-1.4%
Fair Value
$52.14
Current Price
$54.80
$2.66 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Large-cap with strong market position
Every $100 of equity generates 21 in profit
Reasonable price relative to book value
Safe zone — low bankruptcy risk
Areas to Watch
3.2% margin — thin
Operating margin of 4.5%
Elevated debt levels
Weak financial health signals
1.8% revenue growth
Smaller company, higher risk/reward
ROE of 5.8% — below average capital efficiency
1.1% margin — thin
Comparative Analysis Report
WallStSmart ResearchBull Case : TGT
The strongest argument for TGT centers on Market Cap, Return on Equity.
Bull Case : UVV
The strongest argument for UVV centers on Price/Book, Altman Z-Score.
Bear Case : TGT
The primary concerns for TGT are Profit Margin, Operating Margin, Debt/Equity. Thin 3.2% margins leave little buffer for downturns.
Bear Case : UVV
The primary concerns for UVV are Revenue Growth, Market Cap, Return on Equity. A P/E of 40.9x leaves little room for execution misses. Thin 1.1% margins leave little buffer for downturns.
Key Dynamics to Monitor
TGT carries more volatility with a beta of 0.98 — expect wider price swings.
TGT is growing revenue faster at 6.7% — sustainability is the question.
UVV generates stronger free cash flow (179M), providing more financial flexibility.
Monitor DISCOUNT STORES industry trends, competitive dynamics, and regulatory changes.
Bottom Line
TGT scores higher overall (52/100 vs 44/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Target Corporation
CONSUMER DEFENSIVE · DISCOUNT STORES · USA
Target Corporation is an American retail corporation. Their retail formats include the discount store Target, the hypermarket SuperTarget, and small-format stores previously named CityTarget and TargetExpress before being consolidated under the Target branding.
Universal Corporation
CONSUMER DEFENSIVE · TOBACCO · USA
Universal Corporation processes and supplies leaf tobacco and plant ingredients worldwide. The company is headquartered in Richmond, Virginia.
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