Target Corporation (TGT)vsUniversal Technical Institute Inc (UTI)
TGT
Target Corporation
$122.57
-1.03%
CONSUMER DEFENSIVE · Cap: $55.95B
UTI
Universal Technical Institute Inc
$43.57
-2.96%
CONSUMER DEFENSIVE · Cap: $2.06B
Smart Verdict
WallStSmart Research — data-driven comparison
Target Corporation generates 12142% more annual revenue ($106.38B vs $868.99M). UTI leads profitability with a 4.9% profit margin vs 3.2%. TGT appears more attractively valued with a PEG of 2.30. TGT earns a higher WallStSmart Score of 52/100 (C-).
TGT
Buy52
out of 100
Grade: C-
UTI
Hold37
out of 100
Grade: F
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+4.0%
Fair Value
$119.45
Current Price
$122.57
$3.12 discount
Margin of Safety
-25.7%
Fair Value
$21.60
Current Price
$43.57
$21.97 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Large-cap with strong market position
Every $100 of equity generates 21 in profit
Conservative balance sheet, low leverage
Attractively priced relative to earnings
No standout strengths identified
Areas to Watch
Expensive relative to growth rate
3.2% margin — thin
Operating margin of 4.5%
Weak financial health signals
Grey zone — moderate risk
4.9% margin — thin
Operating margin of 0.1%
Expensive relative to growth rate
Comparative Analysis Report
WallStSmart ResearchBull Case : TGT
The strongest argument for TGT centers on Market Cap, Return on Equity, Debt/Equity.
Bull Case : UTI
UTI has a balanced fundamental profile.
Bear Case : TGT
The primary concerns for TGT are PEG Ratio, Profit Margin, Operating Margin. Thin 3.2% margins leave little buffer for downturns.
Bear Case : UTI
The primary concerns for UTI are Altman Z-Score, Profit Margin, Operating Margin. A P/E of 49.2x leaves little room for execution misses. Thin 4.9% margins leave little buffer for downturns.
Key Dynamics to Monitor
UTI carries more volatility with a beta of 1.28 — expect wider price swings.
UTI is growing revenue faster at 6.7% — sustainability is the question.
UTI generates stronger free cash flow (-26M), providing more financial flexibility.
Monitor DISCOUNT STORES industry trends, competitive dynamics, and regulatory changes.
Bottom Line
TGT scores higher overall (52/100 vs 37/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Target Corporation
CONSUMER DEFENSIVE · DISCOUNT STORES · USA
Target Corporation is an American retail corporation. Their retail formats include the discount store Target, the hypermarket SuperTarget, and small-format stores previously named CityTarget and TargetExpress before being consolidated under the Target branding.
Universal Technical Institute Inc
CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · USA
Universal Technical Institute, Inc. offers postsecondary education for students seeking careers as professional automotive, diesel, collision repair, motorcycle and marine technicians in the United States. The company is headquartered in Phoenix, Arizona.
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