WallStSmart

AT&T Inc (T)vsTIM Participacoes SA (TIMB)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

AT&T Inc generates 372% more annual revenue ($125.65B vs $26.62B). T leads profitability with a 17.5% profit margin vs 16.2%. T appears more attractively valued with a PEG of 1.60. TIMB earns a higher WallStSmart Score of 65/100 (B-).

T

Buy

63

out of 100

Grade: C+

Growth: 5.3Profit: 7.5Value: 7.3Quality: 5.0

TIMB

Strong Buy

65

out of 100

Grade: B-

Growth: 6.0Profit: 8.0Value: 7.3Quality: 4.8
Piotroski: 5/9Altman Z: 1.70
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

TSignificantly Overvalued (-39.7%)

Margin of Safety

-39.7%

Fair Value

$20.67

Current Price

$28.87

$8.20 premium

UndervaluedFair: $20.67Overvalued
TIMBUndervalued (+65.5%)

Margin of Safety

+65.5%

Fair Value

$78.62

Current Price

$26.21

$52.41 discount

UndervaluedFair: $78.62Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

T4 strengths · Avg: 9.0/10
Market CapQuality
$204.67B10/10

Mega-cap, among the largest globally

P/E RatioValuation
9.5x10/10

Attractively priced relative to earnings

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

Free Cash FlowQuality
$4.54B8/10

Generating 4.5B in free cash flow

TIMB4 strengths · Avg: 8.0/10
P/E RatioValuation
15.4x8/10

Attractively priced relative to earnings

Operating MarginProfitability
27.6%8/10

Strong operational efficiency at 27.6%

EPS GrowthGrowth
29.1%8/10

Earnings expanding 29.1% YoY

Free Cash FlowQuality
$2.92B8/10

Generating 2.9B in free cash flow

Areas to Watch

T3 concerns · Avg: 3.3/10
PEG RatioValuation
1.604/10

Expensive relative to growth rate

Revenue GrowthGrowth
3.6%4/10

3.6% revenue growth

EPS GrowthGrowth
-5.6%2/10

Earnings declined 5.6%

TIMB4 concerns · Avg: 3.5/10
Price/BookValuation
13.7x4/10

Trading at 13.7x book value

Revenue GrowthGrowth
4.4%4/10

4.4% revenue growth

Altman Z-ScoreHealth
1.704/10

Distress zone — elevated risk

PEG RatioValuation
2.582/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : T

The strongest argument for T centers on Market Cap, P/E Ratio, Price/Book. Profitability is solid with margins at 17.5% and operating margin at 18.4%.

Bull Case : TIMB

The strongest argument for TIMB centers on P/E Ratio, Operating Margin, EPS Growth. Profitability is solid with margins at 16.2% and operating margin at 27.6%.

Bear Case : T

The primary concerns for T are PEG Ratio, Revenue Growth, EPS Growth.

Bear Case : TIMB

The primary concerns for TIMB are Price/Book, Revenue Growth, Altman Z-Score.

Key Dynamics to Monitor

T carries more volatility with a beta of 0.58 — expect wider price swings.

TIMB is growing revenue faster at 4.4% — sustainability is the question.

T generates stronger free cash flow (4.5B), providing more financial flexibility.

Monitor TELECOM SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

TIMB scores higher overall (65/100 vs 63/100), backed by strong 16.2% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

AT&T Inc

COMMUNICATION SERVICES · TELECOM SERVICES · USA

AT&T Inc. is an American multinational conglomerate holding company, Delaware-registered but headquartered at Whitacre Tower in Downtown Dallas, Texas. It is the world largest telecommunications company, and the second largest provider of mobile telephone services.

TIM Participacoes SA

COMMUNICATION SERVICES · TELECOM SERVICES · USA

TIM SA is a telecommunications company in Brazil. The company is headquartered in Rio de Janeiro, Brazil.

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