WallStSmart

AT&T Inc (T)vsVerizon Communications Inc (VZ)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Verizon Communications Inc generates 10% more annual revenue ($139.15B vs $126.53B). T leads profitability with a 16.9% profit margin vs 12.5%. VZ appears more attractively valued with a PEG of 0.90. VZ earns a higher WallStSmart Score of 69/100 (B-).

T

Buy

64

out of 100

Grade: C+

Growth: 3.3Profit: 7.5Value: 7.3Quality: 5.0

VZ

Strong Buy

69

out of 100

Grade: B-

Growth: 4.0Profit: 7.5Value: 7.3Quality: 3.8
Piotroski: 2/9Altman Z: 1.11
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

TUndervalued (+18.9%)

Margin of Safety

+18.9%

Fair Value

$32.20

Current Price

$25.90

$6.30 discount

UndervaluedFair: $32.20Overvalued
VZFair Value (-4.9%)

Margin of Safety

-4.9%

Fair Value

$45.11

Current Price

$47.57

$2.46 premium

UndervaluedFair: $45.11Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

T5 strengths · Avg: 8.6/10
P/E RatioValuation
8.6x10/10

Attractively priced relative to earnings

Market CapQuality
$181.49B9/10

Large-cap with strong market position

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

Operating MarginProfitability
22.7%8/10

Strong operational efficiency at 22.7%

Free Cash FlowQuality
$2.68B8/10

Generating 2.7B in free cash flow

VZ6 strengths · Avg: 8.7/10
Market CapQuality
$200.91B10/10

Mega-cap, among the largest globally

P/E RatioValuation
11.7x10/10

Attractively priced relative to earnings

PEG RatioValuation
0.908/10

Growing faster than its price suggests

Price/BookValuation
1.9x8/10

Reasonable price relative to book value

Operating MarginProfitability
25.2%8/10

Strong operational efficiency at 25.2%

Free Cash FlowQuality
$3.78B8/10

Generating 3.8B in free cash flow

Areas to Watch

T3 concerns · Avg: 3.3/10
PEG RatioValuation
1.824/10

Expensive relative to growth rate

Revenue GrowthGrowth
2.9%4/10

2.9% revenue growth

EPS GrowthGrowth
-11.3%2/10

Earnings declined 11.3%

VZ4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
2.9%4/10

2.9% revenue growth

EPS GrowthGrowth
4.3%4/10

4.3% earnings growth

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Altman Z-ScoreHealth
1.112/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : T

The strongest argument for T centers on P/E Ratio, Market Cap, Price/Book. Profitability is solid with margins at 16.9% and operating margin at 22.7%.

Bull Case : VZ

The strongest argument for VZ centers on Market Cap, P/E Ratio, PEG Ratio. PEG of 0.90 suggests the stock is reasonably priced for its growth.

Bear Case : T

The primary concerns for T are PEG Ratio, Revenue Growth, EPS Growth.

Bear Case : VZ

The primary concerns for VZ are Revenue Growth, EPS Growth, Piotroski F-Score.

Key Dynamics to Monitor

T carries more volatility with a beta of 0.54 — expect wider price swings.

VZ is growing revenue faster at 2.9% — sustainability is the question.

VZ generates stronger free cash flow (3.8B), providing more financial flexibility.

Monitor TELECOM SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

VZ scores higher overall (69/100 vs 64/100). T offers better value entry with a 18.9% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

AT&T Inc

COMMUNICATION SERVICES · TELECOM SERVICES · USA

AT&T Inc. is an American multinational conglomerate holding company, Delaware-registered but headquartered at Whitacre Tower in Downtown Dallas, Texas. It is the world largest telecommunications company, and the second largest provider of mobile telephone services.

Verizon Communications Inc

COMMUNICATION SERVICES · TELECOM SERVICES · USA

Verizon Communications Inc. is an American multinational telecommunications conglomerate and a corporate component of the Dow Jones Industrial Average. The company is headquartered at 1095 Avenue of the Americas in Midtown Manhattan, New York City, but is incorporated in Delaware.

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