WallStSmart

Snowflake Inc. (SNOW)vsUpland Software Inc (UPLD)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Snowflake Inc. generates 2393% more annual revenue ($5.03B vs $201.91M). UPLD leads profitability with a -7.1% profit margin vs -23.8%. UPLD appears more attractively valued with a PEG of 1.25. UPLD earns a higher WallStSmart Score of 36/100 (F).

SNOW

Avoid

33

out of 100

Grade: F

Growth: 8.0Profit: 2.0Value: 5.7Quality: 3.0
Piotroski: 3/9Altman Z: -1.08

UPLD

Hold

36

out of 100

Grade: F

Growth: 2.7Profit: 4.0Value: 5.3Quality: 3.0
Piotroski: 4/9Altman Z: -1.74
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

SNOWUndervalued (+53.9%)

Margin of Safety

+53.9%

Fair Value

$387.61

Current Price

$332.26

$55.35 discount

UndervaluedFair: $387.61Overvalued

Intrinsic value data unavailable for UPLD.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

SNOW2 strengths · Avg: 9.5/10
Revenue GrowthGrowth
33.5%10/10

Revenue surging 33.5% year-over-year

Market CapQuality
$109.79B9/10

Large-cap with strong market position

UPLD0 strengths · Avg: 0/10

No standout strengths identified

Areas to Watch

SNOW4 concerns · Avg: 3.0/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Debt/EquityHealth
1.433/10

Elevated debt levels

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
7.412/10

Expensive relative to growth rate

UPLD4 concerns · Avg: 2.8/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$13.64M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-18.3%2/10

ROE of -18.3% — below average capital efficiency

Revenue GrowthGrowth
-23.5%2/10

Revenue declined 23.5%

Comparative Analysis Report

WallStSmart Research

Bull Case : SNOW

The strongest argument for SNOW centers on Revenue Growth, Market Cap. Revenue growth of 33.5% demonstrates continued momentum.

Bull Case : UPLD

PEG of 1.25 suggests the stock is reasonably priced for its growth.

Bear Case : SNOW

The primary concerns for SNOW are EPS Growth, Debt/Equity, Piotroski F-Score.

Bear Case : UPLD

The primary concerns for UPLD are EPS Growth, Market Cap, Return on Equity. Debt-to-equity of 2.95 is elevated, increasing financial risk.

Key Dynamics to Monitor

SNOW profiles as a hypergrowth stock while UPLD is a turnaround play — different risk/reward profiles.

UPLD carries more volatility with a beta of 1.43 — expect wider price swings.

SNOW is growing revenue faster at 33.5% — sustainability is the question.

SNOW generates stronger free cash flow (233M), providing more financial flexibility.

Bottom Line

UPLD scores higher overall (36/100 vs 33/100). SNOW offers better value entry with a 53.9% margin of safety. Both earn "Hold" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Snowflake Inc.

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Snowflake Inc. provides a cloud-based data platform in the United States and internationally. The company is headquartered in San Mateo, California.

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Upland Software Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Upland Software, Inc. offers cloud-based enterprise work management software in the United States, the United Kingdom, Canada, and internationally. The company is headquartered in Austin, Texas.

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