WallStSmart

ServiceNow Inc (NOW)vsUpland Software Inc (UPLD)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

ServiceNow Inc generates 6814% more annual revenue ($13.96B vs $201.91M). NOW leads profitability with a 12.6% profit margin vs -7.1%. NOW appears more attractively valued with a PEG of 0.95. NOW earns a higher WallStSmart Score of 59/100 (C).

NOW

Buy

59

out of 100

Grade: C

Growth: 7.3Profit: 6.0Value: 6.7Quality: 5.0
Piotroski: 1/9Altman Z: 1.65

UPLD

Hold

36

out of 100

Grade: F

Growth: 2.7Profit: 4.0Value: 5.3Quality: 3.0
Piotroski: 4/9Altman Z: -1.74
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

NOWUndervalued (+83.9%)

Margin of Safety

+83.9%

Fair Value

$610.72

Current Price

$98.34

$512.38 discount

UndervaluedFair: $610.72Overvalued

Intrinsic value data unavailable for UPLD.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

NOW5 strengths · Avg: 8.4/10
Market CapQuality
$101.42B9/10

Large-cap with strong market position

Debt/EquityHealth
0.219/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.958/10

Growing faster than its price suggests

Revenue GrowthGrowth
22.1%8/10

Revenue surging 22.1% year-over-year

Free Cash FlowQuality
$1.53B8/10

Generating 1.5B in free cash flow

UPLD0 strengths · Avg: 0/10

No standout strengths identified

Areas to Watch

NOW4 concerns · Avg: 3.8/10
Price/BookValuation
8.6x4/10

Trading at 8.6x book value

EPS GrowthGrowth
2.3%4/10

2.3% earnings growth

Altman Z-ScoreHealth
1.654/10

Distress zone — elevated risk

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

UPLD4 concerns · Avg: 2.8/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$14.09M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-18.3%2/10

ROE of -18.3% — below average capital efficiency

Revenue GrowthGrowth
-23.5%2/10

Revenue declined 23.5%

Comparative Analysis Report

WallStSmart Research

Bull Case : NOW

The strongest argument for NOW centers on Market Cap, Debt/Equity, PEG Ratio. Revenue growth of 22.1% demonstrates continued momentum. PEG of 0.95 suggests the stock is reasonably priced for its growth.

Bull Case : UPLD

PEG of 1.25 suggests the stock is reasonably priced for its growth.

Bear Case : NOW

The primary concerns for NOW are Price/Book, EPS Growth, Altman Z-Score. A P/E of 58.5x leaves little room for execution misses.

Bear Case : UPLD

The primary concerns for UPLD are EPS Growth, Market Cap, Return on Equity. Debt-to-equity of 2.95 is elevated, increasing financial risk.

Key Dynamics to Monitor

NOW profiles as a growth stock while UPLD is a turnaround play — different risk/reward profiles.

UPLD carries more volatility with a beta of 1.36 — expect wider price swings.

NOW is growing revenue faster at 22.1% — sustainability is the question.

NOW generates stronger free cash flow (1.5B), providing more financial flexibility.

Bottom Line

NOW scores higher overall (59/100 vs 36/100) and 22.1% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

ServiceNow Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

ServiceNow is an American software company based in Santa Clara, California that develops a cloud computing platform to help companies manage digital workflows for enterprise operations.

Upland Software Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Upland Software, Inc. offers cloud-based enterprise work management software in the United States, the United Kingdom, Canada, and internationally. The company is headquartered in Austin, Texas.

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