Sun Life Financial Inc. (SLF)vsWintrust Financial Corporation (WTFC)
SLF
Sun Life Financial Inc.
$81.91
-0.50%
FINANCIAL SERVICES · Cap: $46.60B
WTFC
Wintrust Financial Corporation
$158.75
-0.24%
FINANCIAL SERVICES · Cap: $10.76B
Smart Verdict
WallStSmart Research — data-driven comparison
Sun Life Financial Inc. generates 1165% more annual revenue ($34.90B vs $2.76B). WTFC leads profitability with a 32.6% profit margin vs 8.8%. WTFC appears more attractively valued with a PEG of 1.17. WTFC earns a higher WallStSmart Score of 77/100 (B+).
SLF
Hold49
out of 100
Grade: D+
WTFC
Strong Buy77
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Generating 4.1B in free cash flow
Keeps 33 of every $100 in revenue as profit
Strong operational efficiency at 46.1%
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
Expensive relative to growth rate
0.2% revenue growth
Earnings declined 48.4%
Weak financial health signals
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : SLF
The strongest argument for SLF centers on Price/Book, Free Cash Flow.
Bull Case : WTFC
The strongest argument for WTFC centers on Profit Margin, Operating Margin, P/E Ratio. Profitability is solid with margins at 32.6% and operating margin at 46.1%. Revenue growth of 10.2% demonstrates continued momentum.
Bear Case : SLF
The primary concerns for SLF are PEG Ratio, Revenue Growth, EPS Growth.
Bear Case : WTFC
The primary concerns for WTFC are Piotroski F-Score, Altman Z-Score.
Key Dynamics to Monitor
SLF profiles as a value stock while WTFC is a mature play — different risk/reward profiles.
WTFC carries more volatility with a beta of 0.84 — expect wider price swings.
WTFC is growing revenue faster at 10.2% — sustainability is the question.
SLF generates stronger free cash flow (4.1B), providing more financial flexibility.
Bottom Line
WTFC scores higher overall (77/100 vs 49/100), backed by strong 32.6% margins and 10.2% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Sun Life Financial Inc.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Sun Life Financial Inc., a financial services company, provides insurance, wealth and asset management solutions to individuals and corporate clients around the world. The company is headquartered in Toronto, Canada.
Wintrust Financial Corporation
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Wintrust Financial Corporation is a financial holding company. The company is headquartered in Rosemont, Illinois.
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