Sun Life Financial Inc. (SLF)vsWintrust Financial Corporation (WTFC)
SLF
Sun Life Financial Inc.
$73.48
-10.37%
FINANCIAL SERVICES · Cap: $43.97B
WTFC
Wintrust Financial Corporation
$151.72
-2.82%
FINANCIAL SERVICES · Cap: $10.14B
Smart Verdict
WallStSmart Research — data-driven comparison
Sun Life Financial Inc. generates 1163% more annual revenue ($35.53B vs $2.81B). WTFC leads profitability with a 32.8% profit margin vs 9.5%. WTFC appears more attractively valued with a PEG of 1.17. WTFC earns a higher WallStSmart Score of 77/100 (B+).
SLF
Strong Buy67
out of 100
Grade: B-
WTFC
Strong Buy77
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Earnings expanding 43.2% YoY
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 33 of every $100 in revenue as profit
Strong operational efficiency at 46.9%
Earnings expanding 21.2% YoY
Areas to Watch
Distress zone — elevated risk
Weak financial health signals
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : SLF
The strongest argument for SLF centers on Price/Book, EPS Growth. PEG of 1.33 suggests the stock is reasonably priced for its growth.
Bull Case : WTFC
The strongest argument for WTFC centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 32.8% and operating margin at 46.9%. PEG of 1.17 suggests the stock is reasonably priced for its growth.
Bear Case : SLF
The primary concerns for SLF are Altman Z-Score.
Bear Case : WTFC
The primary concerns for WTFC are Piotroski F-Score, Altman Z-Score.
Key Dynamics to Monitor
SLF profiles as a value stock while WTFC is a mature play — different risk/reward profiles.
WTFC carries more volatility with a beta of 0.89 — expect wider price swings.
WTFC is growing revenue faster at 8.2% — sustainability is the question.
WTFC generates stronger free cash flow (327M), providing more financial flexibility.
Bottom Line
WTFC scores higher overall (77/100 vs 67/100), backed by strong 32.8% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Sun Life Financial Inc.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Sun Life Financial Inc., a financial services company, provides insurance, wealth and asset management solutions to individuals and corporate clients around the world. The company is headquartered in Toronto, Canada.
Wintrust Financial Corporation
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Wintrust Financial Corporation is a financial holding company. The company is headquartered in Rosemont, Illinois.
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