American International Group Inc (AIG)vsWintrust Financial Corporation (WTFC)
AIG
American International Group Inc
$76.36
-0.09%
FINANCIAL SERVICES · Cap: $41.19B
WTFC
Wintrust Financial Corporation
$151.64
+0.30%
FINANCIAL SERVICES · Cap: $10.20B
Smart Verdict
WallStSmart Research — data-driven comparison
American International Group Inc generates 892% more annual revenue ($26.70B vs $2.69B). WTFC leads profitability with a 32.0% profit margin vs 11.8%. AIG appears more attractively valued with a PEG of 0.64. WTFC earns a higher WallStSmart Score of 77/100 (B+).
AIG
Strong Buy69
out of 100
Grade: B-
WTFC
Strong Buy77
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Conservative balance sheet, low leverage
Growing faster than its price suggests
Attractively priced relative to earnings
Earnings expanding 21.6% YoY
Reasonable price relative to book value
Keeps 32 of every $100 in revenue as profit
Strong operational efficiency at 46.3%
Attractively priced relative to earnings
Areas to Watch
1.4% revenue growth
ROE of 7.7% — below average capital efficiency
Distress zone — elevated risk
Weak financial health signals
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : AIG
The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.64 suggests the stock is reasonably priced for its growth.
Bull Case : WTFC
The strongest argument for WTFC centers on Price/Book, Profit Margin, Operating Margin. Profitability is solid with margins at 32.0% and operating margin at 46.3%. Revenue growth of 10.3% demonstrates continued momentum.
Bear Case : AIG
The primary concerns for AIG are Revenue Growth, Return on Equity, Altman Z-Score.
Bear Case : WTFC
The primary concerns for WTFC are Piotroski F-Score, Altman Z-Score.
Key Dynamics to Monitor
AIG profiles as a value stock while WTFC is a mature play — different risk/reward profiles.
WTFC carries more volatility with a beta of 0.86 — expect wider price swings.
WTFC is growing revenue faster at 10.3% — sustainability is the question.
WTFC generates stronger free cash flow (927M), providing more financial flexibility.
Bottom Line
WTFC scores higher overall (77/100 vs 69/100), backed by strong 32.0% margins and 10.3% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
American International Group Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.
Wintrust Financial Corporation
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Wintrust Financial Corporation is a financial holding company. The company is headquartered in Rosemont, Illinois.
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