Sun Life Financial Inc. (SLF)vsUnited Bankshares Inc (UBSI)
SLF
Sun Life Financial Inc.
$72.08
+2.23%
FINANCIAL SERVICES · Cap: $39.07B
UBSI
United Bankshares Inc
$43.81
+1.11%
FINANCIAL SERVICES · Cap: $6.08B
Smart Verdict
WallStSmart Research — data-driven comparison
Sun Life Financial Inc. generates 2689% more annual revenue ($34.88B vs $1.25B). UBSI leads profitability with a 40.3% profit margin vs 10.2%. SLF appears more attractively valued with a PEG of 1.18. UBSI earns a higher WallStSmart Score of 73/100 (B).
SLF
Strong Buy67
out of 100
Grade: B-
UBSI
Strong Buy73
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Earnings expanding 240.9% YoY
Attractively priced relative to earnings
Reasonable price relative to book value
Generating 5.3B in free cash flow
Reasonable price relative to book value
Keeps 40 of every $100 in revenue as profit
Strong operational efficiency at 52.7%
Earnings expanding 50.8% YoY
Attractively priced relative to earnings
18.5% revenue growth
Areas to Watch
4.7% revenue growth
Expensive relative to growth rate
Comparative Analysis Report
WallStSmart ResearchBull Case : SLF
The strongest argument for SLF centers on EPS Growth, P/E Ratio, Price/Book. PEG of 1.18 suggests the stock is reasonably priced for its growth.
Bull Case : UBSI
The strongest argument for UBSI centers on Price/Book, Profit Margin, Operating Margin. Profitability is solid with margins at 40.3% and operating margin at 52.7%. Revenue growth of 18.5% demonstrates continued momentum.
Bear Case : SLF
The primary concerns for SLF are Revenue Growth.
Bear Case : UBSI
The primary concerns for UBSI are PEG Ratio.
Key Dynamics to Monitor
SLF profiles as a value stock while UBSI is a growth play — different risk/reward profiles.
SLF carries more volatility with a beta of 0.79 — expect wider price swings.
UBSI is growing revenue faster at 18.5% — sustainability is the question.
SLF generates stronger free cash flow (5.3B), providing more financial flexibility.
Bottom Line
UBSI scores higher overall (73/100 vs 67/100), backed by strong 40.3% margins and 18.5% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Sun Life Financial Inc.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Sun Life Financial Inc., a financial services company, provides insurance, wealth and asset management solutions to individuals and corporate clients around the world. The company is headquartered in Toronto, Canada.
United Bankshares Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
United Bankshares, Inc., a financial holding company, primarily provides commercial and retail banking products and services in the United States. The company is headquartered in Charleston, West Virginia.
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