Shopify Inc (SHOP)vsTyler Technologies Inc (TYL)
SHOP
Shopify Inc
$116.15
-4.09%
TECHNOLOGY · Cap: $152.41B
TYL
Tyler Technologies Inc
$338.27
-3.10%
TECHNOLOGY · Cap: $15.05B
Smart Verdict
WallStSmart Research — data-driven comparison
Shopify Inc generates 395% more annual revenue ($11.56B vs $2.33B). TYL leads profitability with a 13.5% profit margin vs 10.6%. TYL appears more attractively valued with a PEG of 1.75. TYL earns a higher WallStSmart Score of 49/100 (D+).
SHOP
Hold48
out of 100
Grade: D+
TYL
Hold49
out of 100
Grade: D+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-1750.2%
Fair Value
$6.32
Current Price
$116.15
$109.83 premium
Margin of Safety
-449.7%
Fair Value
$61.72
Current Price
$338.27
$276.55 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Revenue surging 30.6% year-over-year
Conservative balance sheet, low leverage
Safe zone — low bankruptcy risk
Large-cap with strong market position
Strong operational efficiency at 20.3%
Earnings expanding 110.0% YoY
Areas to Watch
Trading at 11.2x book value
Weak financial health signals
Expensive relative to growth rate
Premium valuation, high expectations priced in
Expensive relative to growth rate
Premium valuation, high expectations priced in
Comparative Analysis Report
WallStSmart ResearchBull Case : SHOP
The strongest argument for SHOP centers on Revenue Growth, Debt/Equity, Altman Z-Score. Revenue growth of 30.6% demonstrates continued momentum.
Bull Case : TYL
The strongest argument for TYL centers on EPS Growth.
Bear Case : SHOP
The primary concerns for SHOP are Price/Book, Piotroski F-Score, PEG Ratio. A P/E of 125.6x leaves little room for execution misses.
Bear Case : TYL
The primary concerns for TYL are PEG Ratio, P/E Ratio. A P/E of 48.6x leaves little room for execution misses.
Key Dynamics to Monitor
SHOP profiles as a growth stock while TYL is a value play — different risk/reward profiles.
SHOP carries more volatility with a beta of 2.90 — expect wider price swings.
SHOP is growing revenue faster at 30.6% — sustainability is the question.
SHOP generates stronger free cash flow (715M), providing more financial flexibility.
Bottom Line
TYL scores higher overall (49/100 vs 48/100). Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Shopify Inc
TECHNOLOGY · SOFTWARE - APPLICATION · USA
Shopify Inc., a commerce company, offers a commerce and service platform in Canada, the United States, the United Kingdom, Australia, Latin America, and internationally. The company is headquartered in Ottawa, Canada.
Tyler Technologies Inc
TECHNOLOGY · SOFTWARE - APPLICATION · USA
Tyler Technologies, Inc., based in Plano, Texas, is the largest provider of software to the United States public sector.
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