WallStSmart

SAP SE ADR (SAP)vsSmartRent Inc (SMRT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

SAP SE ADR generates 24850% more annual revenue ($37.34B vs $149.66M). SAP leads profitability with a 19.6% profit margin vs -16.6%. SAP earns a higher WallStSmart Score of 59/100 (C).

SAP

Buy

59

out of 100

Grade: C

Growth: 6.0Profit: 8.5Value: 4.7Quality: 6.8
Piotroski: 6/9Altman Z: 3.11

SMRT

Avoid

33

out of 100

Grade: F

Growth: 2.7Profit: 2.0Value: 6.7Quality: 6.5
Piotroski: 3/9Altman Z: 0.33
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

SAPSignificantly Overvalued (-34.7%)

Margin of Safety

-34.7%

Fair Value

$145.83

Current Price

$184.77

$38.94 premium

UndervaluedFair: $145.83Overvalued
SMRTUndervalued (+60.3%)

Margin of Safety

+60.3%

Fair Value

$4.06

Current Price

$1.16

$2.90 discount

UndervaluedFair: $4.06Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

SAP4 strengths · Avg: 9.3/10
Operating MarginProfitability
30.0%10/10

Strong operational efficiency at 30.0%

Altman Z-ScoreHealth
3.1110/10

Safe zone — low bankruptcy risk

Market CapQuality
$192.92B9/10

Large-cap with strong market position

Free Cash FlowQuality
$3.27B8/10

Generating 3.3B in free cash flow

SMRT2 strengths · Avg: 10.0/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.0210/10

Conservative balance sheet, low leverage

Areas to Watch

SAP0 concerns · Avg: 0/10

No major concerns identified

SMRT4 concerns · Avg: 3.0/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$227.55M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Return on EquityProfitability
-10.3%2/10

ROE of -10.3% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : SAP

The strongest argument for SAP centers on Operating Margin, Altman Z-Score, Market Cap. Profitability is solid with margins at 19.6% and operating margin at 30.0%. PEG of 1.44 suggests the stock is reasonably priced for its growth.

Bull Case : SMRT

The strongest argument for SMRT centers on Price/Book, Debt/Equity.

Bear Case : SAP

No major red flags identified for SAP, but monitor valuation.

Bear Case : SMRT

The primary concerns for SMRT are EPS Growth, Market Cap, Piotroski F-Score.

Key Dynamics to Monitor

SAP profiles as a mature stock while SMRT is a turnaround play — different risk/reward profiles.

SMRT carries more volatility with a beta of 1.51 — expect wider price swings.

SAP is growing revenue faster at 6.0% — sustainability is the question.

SAP generates stronger free cash flow (3.3B), providing more financial flexibility.

Bottom Line

SAP scores higher overall (59/100 vs 33/100), backed by strong 19.6% margins. SMRT offers better value entry with a 60.3% margin of safety. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

SAP SE ADR

TECHNOLOGY · SOFTWARE - APPLICATION · USA

SAP SE is a global enterprise application software company. The company is headquartered in Walldorf, Germany.

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SmartRent Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

SmartRent, Inc., an enterprise software company, provides an integrated operating system for smart homes to residential property owners and operators, home builders, institutional home buyers, developers and residents of the United States. The company is headquartered in Scottsdale, Arizona.

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