WallStSmart

Royal Bank of Canada (RY)vsWestwood Holdings Group Inc (WHG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Royal Bank of Canada generates 65963% more annual revenue ($65.72B vs $99.48M). RY leads profitability with a 33.7% profit margin vs 7.4%. RY trades at a lower P/E of 18.1x. RY earns a higher WallStSmart Score of 70/100 (B-).

RY

Strong Buy

70

out of 100

Grade: B-

Growth: 8.7Profit: 8.0Value: 4.3Quality: 5.0

WHG

Hold

49

out of 100

Grade: D+

Growth: 8.0Profit: 3.5Value: 5.3Quality: 8.5
Piotroski: 3/9Altman Z: 3.23

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

RY6 strengths · Avg: 9.3/10
Market CapQuality
$277.29B10/10

Mega-cap, among the largest globally

Profit MarginProfitability
33.7%10/10

Keeps 34 of every $100 in revenue as profit

Operating MarginProfitability
45.3%10/10

Strong operational efficiency at 45.3%

Free Cash FlowQuality
$37.30B10/10

Generating 37.3B in free cash flow

Price/BookValuation
2.9x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
16.1%8/10

16.1% revenue growth

WHG4 strengths · Avg: 10.0/10
Price/BookValuation
1.2x10/10

Reasonable price relative to book value

EPS GrowthGrowth
80.0%10/10

Earnings expanding 80.0% YoY

Debt/EquityHealth
0.0810/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
3.2310/10

Safe zone — low bankruptcy risk

Areas to Watch

RY1 concerns · Avg: 2.0/10
PEG RatioValuation
2.532/10

Expensive relative to growth rate

WHG4 concerns · Avg: 3.0/10
Market CapQuality
$165.38M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
5.9%3/10

ROE of 5.9% — below average capital efficiency

Profit MarginProfitability
7.4%3/10

7.4% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : RY

The strongest argument for RY centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 33.7% and operating margin at 45.3%. Revenue growth of 16.1% demonstrates continued momentum.

Bull Case : WHG

The strongest argument for WHG centers on Price/Book, EPS Growth, Debt/Equity.

Bear Case : RY

The primary concerns for RY are PEG Ratio.

Bear Case : WHG

The primary concerns for WHG are Market Cap, Return on Equity, Profit Margin.

Key Dynamics to Monitor

RY profiles as a growth stock while WHG is a value play — different risk/reward profiles.

RY carries more volatility with a beta of 0.94 — expect wider price swings.

RY is growing revenue faster at 16.1% — sustainability is the question.

RY generates stronger free cash flow (37.3B), providing more financial flexibility.

Bottom Line

RY scores higher overall (70/100 vs 49/100), backed by strong 33.7% margins and 16.1% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Royal Bank of Canada

FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA

Royal Bank of Canada is a globally diversified financial services company. The company is headquartered in Toronto, Canada.

Westwood Holdings Group Inc

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

Westwood Holdings Group, Inc., manages investment assets and provides services to its clients. The company is headquartered in Dallas, Texas.

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