Royal Bank of Canada (RY)vsWebster Financial Corporation (WBS)
RY
Royal Bank of Canada
$179.54
-0.24%
FINANCIAL SERVICES · Cap: $250.25B
WBS
Webster Financial Corporation
$72.36
+0.65%
FINANCIAL SERVICES · Cap: $11.65B
Smart Verdict
WallStSmart Research — data-driven comparison
Royal Bank of Canada generates 2270% more annual revenue ($63.42B vs $2.68B). WBS leads profitability with a 37.5% profit margin vs 33.1%. WBS appears more attractively valued with a PEG of 1.73. WBS earns a higher WallStSmart Score of 76/100 (B+).
RY
Strong Buy68
out of 100
Grade: B-
WBS
Strong Buy76
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Keeps 33 of every $100 in revenue as profit
Strong operational efficiency at 46.2%
Generating 37.3B in free cash flow
Attractively priced relative to earnings
Reasonable price relative to book value
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 38 of every $100 in revenue as profit
Strong operational efficiency at 46.4%
Earnings expanding 52.7% YoY
15.9% revenue growth
Areas to Watch
Expensive relative to growth rate
Expensive relative to growth rate
Comparative Analysis Report
WallStSmart ResearchBull Case : RY
The strongest argument for RY centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 33.1% and operating margin at 46.2%.
Bull Case : WBS
The strongest argument for WBS centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 37.5% and operating margin at 46.4%. Revenue growth of 15.9% demonstrates continued momentum.
Bear Case : RY
The primary concerns for RY are PEG Ratio.
Bear Case : WBS
The primary concerns for WBS are PEG Ratio.
Key Dynamics to Monitor
RY profiles as a mature stock while WBS is a growth play — different risk/reward profiles.
WBS carries more volatility with a beta of 1.03 — expect wider price swings.
WBS is growing revenue faster at 15.9% — sustainability is the question.
RY generates stronger free cash flow (37.3B), providing more financial flexibility.
Bottom Line
WBS scores higher overall (76/100 vs 68/100), backed by strong 37.5% margins and 15.9% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Royal Bank of Canada
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
Royal Bank of Canada is a globally diversified financial services company. The company is headquartered in Toronto, Canada.
Webster Financial Corporation
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Webster Financial Corporation is the banking holding company for Webster Bank, a National Association that provides a variety of banking, investment, and financial services to individuals, families, and businesses in the United States. The company is headquartered in Waterbury, Connecticut.
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