Royal Bank of Canada (RY)vsWashington Trust Bancorp Inc (WASH)
RY
Royal Bank of Canada
$205.90
-0.04%
FINANCIAL SERVICES · Cap: $291.55B
WASH
Washington Trust Bancorp Inc
$39.99
+0.35%
FINANCIAL SERVICES · Cap: $767.93M
Smart Verdict
WallStSmart Research — data-driven comparison
Royal Bank of Canada generates 30283% more annual revenue ($67.15B vs $221.01M). RY leads profitability with a 33.9% profit margin vs 25.1%. RY appears more attractively valued with a PEG of 2.35. WASH earns a higher WallStSmart Score of 70/100 (B-).
RY
Buy63
out of 100
Grade: C+
WASH
Strong Buy70
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Keeps 34 of every $100 in revenue as profit
Strong operational efficiency at 46.4%
Reasonable price relative to book value
Reasonable price relative to book value
Strong operational efficiency at 36.3%
Keeps 25 of every $100 in revenue as profit
Attractively priced relative to earnings
Earnings expanding 22.1% YoY
Areas to Watch
Expensive relative to growth rate
Negative free cash flow — burning cash
Distress zone — elevated risk
Elevated debt levels
Smaller company, higher risk/reward
Expensive relative to growth rate
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : RY
The strongest argument for RY centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 33.9% and operating margin at 46.4%.
Bull Case : WASH
The strongest argument for WASH centers on Price/Book, Operating Margin, Profit Margin. Profitability is solid with margins at 25.1% and operating margin at 36.3%.
Bear Case : RY
The primary concerns for RY are PEG Ratio, Free Cash Flow, Altman Z-Score. Debt-to-equity of 2.88 is elevated, increasing financial risk.
Bear Case : WASH
The primary concerns for WASH are Market Cap, PEG Ratio, Altman Z-Score.
Key Dynamics to Monitor
RY carries more volatility with a beta of 0.92 — expect wider price swings.
WASH is growing revenue faster at 9.7% — sustainability is the question.
WASH generates stronger free cash flow (28M), providing more financial flexibility.
Monitor BANKS - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
WASH scores higher overall (70/100 vs 63/100), backed by strong 25.1% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Royal Bank of Canada
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
Royal Bank of Canada is a globally diversified financial services company. The company is headquartered in Toronto, Canada.
Washington Trust Bancorp Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Washington Trust Bancorp, Inc. is the banking holding company for The Washington Trust Company of Westerly, offering a variety of banking and financial services to individuals and businesses. The company is headquartered in Westerly, Rhode Island.
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