Royal Bank of Canada (RY)vsWashington Federal Inc (WAFDP)
RY
Royal Bank of Canada
$179.97
+2.71%
FINANCIAL SERVICES · Cap: $250.25B
WAFDP
Washington Federal Inc
$16.45
+0.24%
FINANCIAL SERVICES · Cap: $2.32B
Smart Verdict
WallStSmart Research — data-driven comparison
Royal Bank of Canada generates 8347% more annual revenue ($63.42B vs $750.81M). WAFDP leads profitability with a 33.6% profit margin vs 33.1%. WAFDP trades at a lower P/E of 6.0x. RY earns a higher WallStSmart Score of 68/100 (B-).
RY
Strong Buy68
out of 100
Grade: B-
WAFDP
Hold47
out of 100
Grade: D+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Keeps 33 of every $100 in revenue as profit
Strong operational efficiency at 46.2%
Generating 37.3B in free cash flow
Attractively priced relative to earnings
Reasonable price relative to book value
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 34 of every $100 in revenue as profit
Strong operational efficiency at 45.8%
Earnings expanding 26.4% YoY
Areas to Watch
Expensive relative to growth rate
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : RY
The strongest argument for RY centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 33.1% and operating margin at 46.2%.
Bull Case : WAFDP
The strongest argument for WAFDP centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 33.6% and operating margin at 45.8%.
Bear Case : RY
The primary concerns for RY are PEG Ratio.
Bear Case : WAFDP
The primary concerns for WAFDP are Altman Z-Score.
Key Dynamics to Monitor
RY carries more volatility with a beta of 0.92 — expect wider price swings.
WAFDP is growing revenue faster at 9.2% — sustainability is the question.
RY generates stronger free cash flow (37.3B), providing more financial flexibility.
Monitor BANKS - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
RY scores higher overall (68/100 vs 47/100), backed by strong 33.1% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Royal Bank of Canada
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
Royal Bank of Canada is a globally diversified financial services company. The company is headquartered in Toronto, Canada.
Washington Federal Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Washington Federal Inc. (WAFDP), based in Seattle, Washington, is a leading financial institution providing a broad range of services that includes retail and commercial banking, mortgage banking, and wealth management. Renowned for its customer-centric approach, the bank effectively caters to individuals, businesses, and communities across the Western United States. With a firm emphasis on technological advancements and deep local market insights, Washington Federal has built a robust financial profile characterized by resilience in varying economic landscapes. Its strategic focus on prudent risk management and active community engagement underscores its role as a trusted partner in fostering economic development and stability.
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