WallStSmart

Royal Bank of Canada (RY)vsCN Healthy Food Tech Group Corp. (UCFI)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Royal Bank of Canada generates 228374% more annual revenue ($63.42B vs $27.76M). RY leads profitability with a 33.1% profit margin vs 30.3%. RY trades at a lower P/E of 17.0x. RY earns a higher WallStSmart Score of 68/100 (B-).

RY

Strong Buy

68

out of 100

Grade: B-

Growth: 7.3Profit: 8.0Value: 5.7Quality: 5.0

UCFI

Hold

47

out of 100

Grade: D+

Growth: 5.0Profit: 10.0Value: 4.7Quality: 5.0

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

RY6 strengths · Avg: 9.3/10
Market CapQuality
$252.56B10/10

Mega-cap, among the largest globally

Profit MarginProfitability
33.1%10/10

Keeps 33 of every $100 in revenue as profit

Operating MarginProfitability
46.2%10/10

Strong operational efficiency at 46.2%

Free Cash FlowQuality
$37.30B10/10

Generating 37.3B in free cash flow

P/E RatioValuation
17.0x8/10

Attractively priced relative to earnings

Price/BookValuation
2.7x8/10

Reasonable price relative to book value

UCFI4 strengths · Avg: 9.5/10
Return on EquityProfitability
54.8%10/10

Every $100 of equity generates 55 in profit

Profit MarginProfitability
30.3%10/10

Keeps 30 of every $100 in revenue as profit

Operating MarginProfitability
32.0%10/10

Strong operational efficiency at 32.0%

Revenue GrowthGrowth
29.3%8/10

Revenue surging 29.3% year-over-year

Areas to Watch

RY1 concerns · Avg: 4.0/10
PEG RatioValuation
2.304/10

Expensive relative to growth rate

UCFI4 concerns · Avg: 3.3/10
P/E RatioValuation
30.6x4/10

Premium valuation, high expectations priced in

Price/BookValuation
16.2x4/10

Trading at 16.2x book value

Market CapQuality
$287.87M3/10

Smaller company, higher risk/reward

EPS GrowthGrowth
-39.7%2/10

Earnings declined 39.7%

Comparative Analysis Report

WallStSmart Research

Bull Case : RY

The strongest argument for RY centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 33.1% and operating margin at 46.2%.

Bull Case : UCFI

The strongest argument for UCFI centers on Return on Equity, Profit Margin, Operating Margin. Profitability is solid with margins at 30.3% and operating margin at 32.0%. Revenue growth of 29.3% demonstrates continued momentum.

Bear Case : RY

The primary concerns for RY are PEG Ratio.

Bear Case : UCFI

The primary concerns for UCFI are P/E Ratio, Price/Book, Market Cap.

Key Dynamics to Monitor

RY profiles as a mature stock while UCFI is a growth play — different risk/reward profiles.

RY carries more volatility with a beta of 0.94 — expect wider price swings.

UCFI is growing revenue faster at 29.3% — sustainability is the question.

RY generates stronger free cash flow (37.3B), providing more financial flexibility.

Bottom Line

RY scores higher overall (68/100 vs 47/100), backed by strong 33.1% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Royal Bank of Canada

FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA

Royal Bank of Canada is a globally diversified financial services company. The company is headquartered in Toronto, Canada.

CN Healthy Food Tech Group Corp.

FINANCIAL SERVICES · SHELL COMPANIES · USA

CN Healthy Food Tech Group Corp. The company is headquartered in Toluca Lake, California.

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