Royal Bank of Canada (RY)vsTPG Inc (TPG)
RY
Royal Bank of Canada
$205.90
-0.04%
FINANCIAL SERVICES · Cap: $291.55B
TPG
TPG Inc
$47.69
+1.62%
FINANCIAL SERVICES · Cap: $20.56B
Smart Verdict
WallStSmart Research — data-driven comparison
Royal Bank of Canada generates 1346% more annual revenue ($67.15B vs $4.64B). RY leads profitability with a 33.9% profit margin vs 5.1%. RY trades at a lower P/E of 18.4x. RY earns a higher WallStSmart Score of 63/100 (C+).
RY
Buy63
out of 100
Grade: C+
TPG
Buy51
out of 100
Grade: C-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Keeps 34 of every $100 in revenue as profit
Strong operational efficiency at 46.4%
Reasonable price relative to book value
Revenue surging 110.2% year-over-year
Areas to Watch
Expensive relative to growth rate
Negative free cash flow — burning cash
Distress zone — elevated risk
Elevated debt levels
0.0% earnings growth
5.1% margin — thin
Premium valuation, high expectations priced in
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : RY
The strongest argument for RY centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 33.9% and operating margin at 46.4%.
Bull Case : TPG
The strongest argument for TPG centers on Revenue Growth. Revenue growth of 110.2% demonstrates continued momentum.
Bear Case : RY
The primary concerns for RY are PEG Ratio, Free Cash Flow, Altman Z-Score. Debt-to-equity of 2.88 is elevated, increasing financial risk.
Bear Case : TPG
The primary concerns for TPG are EPS Growth, Profit Margin, P/E Ratio. A P/E of 78.6x leaves little room for execution misses. Debt-to-equity of 2.42 is elevated, increasing financial risk.
Key Dynamics to Monitor
RY profiles as a mature stock while TPG is a hypergrowth play — different risk/reward profiles.
TPG carries more volatility with a beta of 1.45 — expect wider price swings.
TPG is growing revenue faster at 110.2% — sustainability is the question.
TPG generates stronger free cash flow (328M), providing more financial flexibility.
Bottom Line
RY scores higher overall (63/100 vs 51/100), backed by strong 33.9% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Royal Bank of Canada
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
Royal Bank of Canada is a globally diversified financial services company. The company is headquartered in Toronto, Canada.
TPG Inc
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
TPG Inc. is a global alternative asset manager. The company is headquartered in Fort Worth, Texas.
Compare with Other BANKS - DIVERSIFIED Stocks
Want to dig deeper into these stocks?