WallStSmart

Royal Bank of Canada (RY)vsStock Yards Bancorp Inc (SYBT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Royal Bank of Canada generates 16358% more annual revenue ($65.72B vs $399.30M). SYBT leads profitability with a 35.9% profit margin vs 33.7%. SYBT appears more attractively valued with a PEG of 1.33. RY earns a higher WallStSmart Score of 70/100 (B-).

RY

Strong Buy

70

out of 100

Grade: B-

Growth: 8.7Profit: 8.0Value: 4.3Quality: 5.0

SYBT

Strong Buy

67

out of 100

Grade: B-

Growth: 6.7Profit: 7.5Value: 6.3Quality: 5.3
Piotroski: 5/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

RY6 strengths · Avg: 9.3/10
Market CapQuality
$277.29B10/10

Mega-cap, among the largest globally

Profit MarginProfitability
33.7%10/10

Keeps 34 of every $100 in revenue as profit

Operating MarginProfitability
45.3%10/10

Strong operational efficiency at 45.3%

Free Cash FlowQuality
$37.30B10/10

Generating 37.3B in free cash flow

Price/BookValuation
2.9x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
16.1%8/10

16.1% revenue growth

SYBT4 strengths · Avg: 9.0/10
Profit MarginProfitability
35.9%10/10

Keeps 36 of every $100 in revenue as profit

Operating MarginProfitability
47.4%10/10

Strong operational efficiency at 47.4%

P/E RatioValuation
14.8x8/10

Attractively priced relative to earnings

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

Areas to Watch

RY1 concerns · Avg: 2.0/10
PEG RatioValuation
2.532/10

Expensive relative to growth rate

SYBT0 concerns · Avg: 0/10

No major concerns identified

Comparative Analysis Report

WallStSmart Research

Bull Case : RY

The strongest argument for RY centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 33.7% and operating margin at 45.3%. Revenue growth of 16.1% demonstrates continued momentum.

Bull Case : SYBT

The strongest argument for SYBT centers on Profit Margin, Operating Margin, P/E Ratio. Profitability is solid with margins at 35.9% and operating margin at 47.4%. PEG of 1.33 suggests the stock is reasonably priced for its growth.

Bear Case : RY

The primary concerns for RY are PEG Ratio.

Bear Case : SYBT

No major red flags identified for SYBT, but monitor valuation.

Key Dynamics to Monitor

RY profiles as a growth stock while SYBT is a mature play — different risk/reward profiles.

RY carries more volatility with a beta of 0.94 — expect wider price swings.

RY is growing revenue faster at 16.1% — sustainability is the question.

RY generates stronger free cash flow (37.3B), providing more financial flexibility.

Bottom Line

RY scores higher overall (70/100 vs 67/100), backed by strong 33.7% margins and 16.1% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Royal Bank of Canada

FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA

Royal Bank of Canada is a globally diversified financial services company. The company is headquartered in Toronto, Canada.

Stock Yards Bancorp Inc

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Stock Yards Bancorp, Inc. is SYB's holding company offering various banking products and services in Louisville, Indianapolis and Cincinnati. The company is headquartered in Louisville, Kentucky.

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