Royal Bank of Canada (RY)vsSUI Group Holdings Limited (SUIG)
RY
Royal Bank of Canada
$205.90
-0.04%
FINANCIAL SERVICES · Cap: $291.55B
SUIG
SUI Group Holdings Limited
$0.99
+0.66%
FINANCIAL SERVICES · Cap: $79.11M
Smart Verdict
WallStSmart Research — data-driven comparison
Royal Bank of Canada generates 2146259% more annual revenue ($67.15B vs $3.13M). RY leads profitability with a 33.9% profit margin vs 0.0%. RY earns a higher WallStSmart Score of 63/100 (C+).
RY
Buy63
out of 100
Grade: C+
SUIG
Avoid32
out of 100
Grade: F
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Keeps 34 of every $100 in revenue as profit
Strong operational efficiency at 46.4%
Reasonable price relative to book value
Reasonable price relative to book value
Earnings expanding 83.3% YoY
Areas to Watch
Expensive relative to growth rate
Negative free cash flow — burning cash
Distress zone — elevated risk
Elevated debt levels
Smaller company, higher risk/reward
0.0% margin — thin
Weak financial health signals
ROE of -333.7% — below average capital efficiency
Comparative Analysis Report
WallStSmart ResearchBull Case : RY
The strongest argument for RY centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 33.9% and operating margin at 46.4%.
Bull Case : SUIG
The strongest argument for SUIG centers on Price/Book, EPS Growth.
Bear Case : RY
The primary concerns for RY are PEG Ratio, Free Cash Flow, Altman Z-Score. Debt-to-equity of 2.88 is elevated, increasing financial risk.
Bear Case : SUIG
The primary concerns for SUIG are Market Cap, Profit Margin, Piotroski F-Score.
Key Dynamics to Monitor
RY profiles as a mature stock while SUIG is a value play — different risk/reward profiles.
SUIG carries more volatility with a beta of 1.33 — expect wider price swings.
RY is growing revenue faster at 8.9% — sustainability is the question.
SUIG generates stronger free cash flow (-2M), providing more financial flexibility.
Bottom Line
RY scores higher overall (63/100 vs 32/100), backed by strong 33.9% margins. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Royal Bank of Canada
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
Royal Bank of Canada is a globally diversified financial services company. The company is headquartered in Toronto, Canada.
SUI Group Holdings Limited
FINANCIAL SERVICES · CREDIT SERVICES · USA
SUI Group Holdings Limited is a principal investment firm specializing investments in debt and equity securities of public and private companies to fund their operations whether its start-up, acquisition, or growth. The company is headquartered in Wayzata, Minnesota.
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