WallStSmart

Royal Bank of Canada (RY)vsSUI Group Holdings Limited (SUIG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Royal Bank of Canada generates 1626740% more annual revenue ($63.42B vs $3.90M). RY leads profitability with a 33.1% profit margin vs 0.0%. RY earns a higher WallStSmart Score of 68/100 (B-).

RY

Strong Buy

68

out of 100

Grade: B-

Growth: 7.3Profit: 8.0Value: 5.7Quality: 5.0

SUIG

Hold

42

out of 100

Grade: D

Growth: 8.3Profit: 2.5Value: 5.0Quality: 4.8
Piotroski: 3/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

RY6 strengths · Avg: 9.3/10
Market CapQuality
$250.25B10/10

Mega-cap, among the largest globally

Profit MarginProfitability
33.1%10/10

Keeps 33 of every $100 in revenue as profit

Operating MarginProfitability
46.2%10/10

Strong operational efficiency at 46.2%

Free Cash FlowQuality
$37.30B10/10

Generating 37.3B in free cash flow

P/E RatioValuation
16.9x8/10

Attractively priced relative to earnings

Price/BookValuation
2.7x8/10

Reasonable price relative to book value

SUIG3 strengths · Avg: 10.0/10
Price/BookValuation
0.7x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
33.4%10/10

Revenue surging 33.4% year-over-year

EPS GrowthGrowth
83.3%10/10

Earnings expanding 83.3% YoY

Areas to Watch

RY1 concerns · Avg: 4.0/10
PEG RatioValuation
2.304/10

Expensive relative to growth rate

SUIG4 concerns · Avg: 2.8/10
Market CapQuality
$118.28M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
0.0%3/10

0.0% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Return on EquityProfitability
-279.6%2/10

ROE of -279.6% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : RY

The strongest argument for RY centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 33.1% and operating margin at 46.2%.

Bull Case : SUIG

The strongest argument for SUIG centers on Price/Book, Revenue Growth, EPS Growth. Revenue growth of 33.4% demonstrates continued momentum.

Bear Case : RY

The primary concerns for RY are PEG Ratio.

Bear Case : SUIG

The primary concerns for SUIG are Market Cap, Profit Margin, Piotroski F-Score.

Key Dynamics to Monitor

RY profiles as a mature stock while SUIG is a hypergrowth play — different risk/reward profiles.

SUIG carries more volatility with a beta of 1.20 — expect wider price swings.

SUIG is growing revenue faster at 33.4% — sustainability is the question.

RY generates stronger free cash flow (37.3B), providing more financial flexibility.

Bottom Line

RY scores higher overall (68/100 vs 42/100), backed by strong 33.1% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Royal Bank of Canada

FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA

Royal Bank of Canada is a globally diversified financial services company. The company is headquartered in Toronto, Canada.

SUI Group Holdings Limited

FINANCIAL SERVICES · CREDIT SERVICES · USA

SUI Group Holdings Limited is a principal investment firm specializing investments in debt and equity securities of public and private companies to fund their operations whether its start-up, acquisition, or growth. The company is headquartered in Wayzata, Minnesota.

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