Royal Bank of Canada (RY)vsStifel Financial Corporation (SF)
RY
Royal Bank of Canada
$179.97
+2.71%
FINANCIAL SERVICES · Cap: $243.80B
SF
Stifel Financial Corporation
$78.81
+1.89%
FINANCIAL SERVICES · Cap: $11.97B
Smart Verdict
WallStSmart Research — data-driven comparison
Royal Bank of Canada generates 1009% more annual revenue ($63.42B vs $5.72B). RY leads profitability with a 33.1% profit margin vs 15.4%. SF appears more attractively valued with a PEG of 1.02. SF earns a higher WallStSmart Score of 74/100 (B).
RY
Strong Buy68
out of 100
Grade: B-
SF
Strong Buy74
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Keeps 33 of every $100 in revenue as profit
Strong operational efficiency at 46.2%
Generating 37.3B in free cash flow
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 469.2% YoY
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 23.5%
18.4% revenue growth
Areas to Watch
Expensive relative to growth rate
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : RY
The strongest argument for RY centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 33.1% and operating margin at 46.2%.
Bull Case : SF
The strongest argument for SF centers on EPS Growth, P/E Ratio, Price/Book. Profitability is solid with margins at 15.4% and operating margin at 23.5%. Revenue growth of 18.4% demonstrates continued momentum.
Bear Case : RY
The primary concerns for RY are PEG Ratio.
Bear Case : SF
The primary concerns for SF are Piotroski F-Score.
Key Dynamics to Monitor
RY profiles as a mature stock while SF is a growth play — different risk/reward profiles.
SF carries more volatility with a beta of 1.10 — expect wider price swings.
SF is growing revenue faster at 18.4% — sustainability is the question.
RY generates stronger free cash flow (37.3B), providing more financial flexibility.
Bottom Line
SF scores higher overall (74/100 vs 68/100), backed by strong 15.4% margins and 18.4% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Royal Bank of Canada
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
Royal Bank of Canada is a globally diversified financial services company. The company is headquartered in Toronto, Canada.
Stifel Financial Corporation
FINANCIAL SERVICES · CAPITAL MARKETS · USA
Stifel Financial Corp. The company is headquartered in St. Louis, Missouri.
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