BRC Group Holdings, Inc. (RILYL)vsRoyal Bank of Canada (RY)
RILYL
BRC Group Holdings, Inc.
$17.46
+2.52%
FINANCIAL SERVICES · Cap: $536.57M
RY
Royal Bank of Canada
$194.04
-0.48%
FINANCIAL SERVICES · Cap: $277.29B
Smart Verdict
WallStSmart Research — data-driven comparison
Royal Bank of Canada generates 6187% more annual revenue ($65.72B vs $1.05B). RILYL leads profitability with a 50.8% profit margin vs 33.7%. RILYL trades at a lower P/E of 2.8x. RY earns a higher WallStSmart Score of 70/100 (B-).
RILYL
Buy50
out of 100
Grade: C-
RY
Strong Buy70
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Every $100 of equity generates 486 in profit
Keeps 51 of every $100 in revenue as profit
Strong operational efficiency at 40.2%
Revenue surging 113.4% year-over-year
Earnings expanding 11633.0% YoY
Mega-cap, among the largest globally
Keeps 34 of every $100 in revenue as profit
Strong operational efficiency at 45.3%
Generating 37.3B in free cash flow
Reasonable price relative to book value
16.1% revenue growth
Areas to Watch
Smaller company, higher risk/reward
Distress zone — elevated risk
Elevated debt levels
Expensive relative to growth rate
Comparative Analysis Report
WallStSmart ResearchBull Case : RILYL
The strongest argument for RILYL centers on P/E Ratio, Return on Equity, Profit Margin. Profitability is solid with margins at 50.8% and operating margin at 40.2%. Revenue growth of 113.4% demonstrates continued momentum.
Bull Case : RY
The strongest argument for RY centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 33.7% and operating margin at 45.3%. Revenue growth of 16.1% demonstrates continued momentum.
Bear Case : RILYL
The primary concerns for RILYL are Market Cap, Altman Z-Score, Debt/Equity. Debt-to-equity of 17.37 is elevated, increasing financial risk.
Bear Case : RY
The primary concerns for RY are PEG Ratio.
Key Dynamics to Monitor
RILYL carries more volatility with a beta of 1.16 — expect wider price swings.
RILYL is growing revenue faster at 113.4% — sustainability is the question.
RY generates stronger free cash flow (37.3B), providing more financial flexibility.
Monitor FINANCIAL CONGLOMERATES industry trends, competitive dynamics, and regulatory changes.
Bottom Line
RY scores higher overall (70/100 vs 50/100), backed by strong 33.7% margins and 16.1% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
BRC Group Holdings, Inc.
FINANCIAL SERVICES · FINANCIAL CONGLOMERATES · USA
B. Riley Financial, Inc. provides collaborative financial services and solutions in North America, Australia and Europe. The company is headquartered in Los Angeles, California.
Visit Website →Royal Bank of Canada
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
Royal Bank of Canada is a globally diversified financial services company. The company is headquartered in Toronto, Canada.
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