WallStSmart

Red Violet Inc (RDVT)vsSAP SE ADR (SAP)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

SAP SE ADR generates 39592% more annual revenue ($37.34B vs $94.08M). SAP leads profitability with a 19.6% profit margin vs 15.0%. SAP trades at a lower P/E of 22.8x. SAP earns a higher WallStSmart Score of 59/100 (C).

RDVT

Buy

54

out of 100

Grade: C-

Growth: 8.0Profit: 7.5Value: 3.7Quality: 9.0
Piotroski: 5/9Altman Z: 7.33

SAP

Buy

59

out of 100

Grade: C

Growth: 6.0Profit: 8.5Value: 4.7Quality: 6.8
Piotroski: 6/9Altman Z: 3.11
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

RDVTOvervalued (-11.2%)

Margin of Safety

-11.2%

Fair Value

$37.00

Current Price

$53.36

$16.36 premium

UndervaluedFair: $37.00Overvalued
SAPSignificantly Overvalued (-34.7%)

Margin of Safety

-34.7%

Fair Value

$145.83

Current Price

$184.77

$38.94 premium

UndervaluedFair: $145.83Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

RDVT5 strengths · Avg: 8.8/10
Debt/EquityHealth
0.0310/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
7.3310/10

Safe zone — low bankruptcy risk

Operating MarginProfitability
22.1%8/10

Strong operational efficiency at 22.1%

Revenue GrowthGrowth
17.4%8/10

17.4% revenue growth

EPS GrowthGrowth
25.0%8/10

Earnings expanding 25.0% YoY

SAP4 strengths · Avg: 9.3/10
Operating MarginProfitability
30.0%10/10

Strong operational efficiency at 30.0%

Altman Z-ScoreHealth
3.1110/10

Safe zone — low bankruptcy risk

Market CapQuality
$192.92B9/10

Large-cap with strong market position

Free Cash FlowQuality
$3.27B8/10

Generating 3.3B in free cash flow

Areas to Watch

RDVT2 concerns · Avg: 2.5/10
Market CapQuality
$747.21M3/10

Smaller company, higher risk/reward

P/E RatioValuation
54.6x2/10

Premium valuation, high expectations priced in

SAP0 concerns · Avg: 0/10

No major concerns identified

Comparative Analysis Report

WallStSmart Research

Bull Case : RDVT

The strongest argument for RDVT centers on Debt/Equity, Altman Z-Score, Operating Margin. Revenue growth of 17.4% demonstrates continued momentum.

Bull Case : SAP

The strongest argument for SAP centers on Operating Margin, Altman Z-Score, Market Cap. Profitability is solid with margins at 19.6% and operating margin at 30.0%. PEG of 1.44 suggests the stock is reasonably priced for its growth.

Bear Case : RDVT

The primary concerns for RDVT are Market Cap, P/E Ratio. A P/E of 54.6x leaves little room for execution misses.

Bear Case : SAP

No major red flags identified for SAP, but monitor valuation.

Key Dynamics to Monitor

RDVT profiles as a growth stock while SAP is a mature play — different risk/reward profiles.

RDVT carries more volatility with a beta of 1.85 — expect wider price swings.

RDVT is growing revenue faster at 17.4% — sustainability is the question.

SAP generates stronger free cash flow (3.3B), providing more financial flexibility.

Bottom Line

SAP scores higher overall (59/100 vs 54/100), backed by strong 19.6% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Red Violet Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Red Violet, Inc., a software and services company, specializes in proprietary technologies and applies analytical capabilities to deliver identity intelligence in the United States. The company is headquartered in Boca Raton, Florida.

SAP SE ADR

TECHNOLOGY · SOFTWARE - APPLICATION · USA

SAP SE is a global enterprise application software company. The company is headquartered in Walldorf, Germany.

Visit Website →

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