WallStSmart

PTC Inc (PTC)vsSAP SE ADR (SAP)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

SAP SE ADR generates 1187% more annual revenue ($36.80B vs $2.86B). PTC leads profitability with a 28.6% profit margin vs 19.5%. SAP appears more attractively valued with a PEG of 0.79. PTC earns a higher WallStSmart Score of 77/100 (B+).

PTC

Strong Buy

77

out of 100

Grade: B+

Growth: 8.7Profit: 9.0Value: 10.0Quality: 6.3
Piotroski: 6/9Altman Z: 2.20

SAP

Buy

58

out of 100

Grade: C

Growth: 5.3Profit: 8.5Value: 7.3Quality: 8.0
Piotroski: 6/9Altman Z: 3.09
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

PTCUndervalued (+51.0%)

Margin of Safety

+51.0%

Fair Value

$317.77

Current Price

$143.56

$174.21 discount

UndervaluedFair: $317.77Overvalued
SAPSignificantly Overvalued (-88.8%)

Margin of Safety

-88.8%

Fair Value

$104.04

Current Price

$168.95

$64.91 premium

UndervaluedFair: $104.04Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PTC5 strengths · Avg: 9.2/10
Operating MarginProfitability
33.8%10/10

Strong operational efficiency at 33.8%

EPS GrowthGrowth
104.4%10/10

Earnings expanding 104.4% YoY

Return on EquityProfitability
23.1%9/10

Every $100 of equity generates 23 in profit

Profit MarginProfitability
28.6%9/10

Keeps 29 of every $100 in revenue as profit

Revenue GrowthGrowth
21.4%8/10

Revenue surging 21.4% year-over-year

SAP6 strengths · Avg: 8.8/10
Market CapQuality
$217.55B10/10

Mega-cap, among the largest globally

Altman Z-ScoreHealth
3.0910/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.189/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.798/10

Growing faster than its price suggests

Operating MarginProfitability
29.2%8/10

Strong operational efficiency at 29.2%

Free Cash FlowQuality
$1.09B8/10

Generating 1.1B in free cash flow

Areas to Watch

PTC1 concerns · Avg: 4.0/10
PEG RatioValuation
1.544/10

Expensive relative to growth rate

SAP2 concerns · Avg: 4.0/10
P/E RatioValuation
26.3x4/10

Moderate valuation

Revenue GrowthGrowth
3.3%4/10

3.3% revenue growth

Comparative Analysis Report

WallStSmart Research

Bull Case : PTC

The strongest argument for PTC centers on Operating Margin, EPS Growth, Return on Equity. Profitability is solid with margins at 28.6% and operating margin at 33.8%. Revenue growth of 21.4% demonstrates continued momentum.

Bull Case : SAP

The strongest argument for SAP centers on Market Cap, Altman Z-Score, Debt/Equity. Profitability is solid with margins at 19.5% and operating margin at 29.2%. PEG of 0.79 suggests the stock is reasonably priced for its growth.

Bear Case : PTC

The primary concerns for PTC are PEG Ratio.

Bear Case : SAP

The primary concerns for SAP are P/E Ratio, Revenue Growth.

Key Dynamics to Monitor

PTC profiles as a growth stock while SAP is a value play — different risk/reward profiles.

PTC carries more volatility with a beta of 1.04 — expect wider price swings.

PTC is growing revenue faster at 21.4% — sustainability is the question.

SAP generates stronger free cash flow (1.1B), providing more financial flexibility.

Bottom Line

PTC scores higher overall (77/100 vs 58/100), backed by strong 28.6% margins and 21.4% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

PTC Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

PTC Inc. is an American computer software and services company founded in 1985 and headquartered in Boston, Massachusetts.

SAP SE ADR

TECHNOLOGY · SOFTWARE - APPLICATION · USA

SAP SE is a global enterprise application software company. The company is headquartered in Walldorf, Germany.

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