WallStSmart

Public Storage (PSA)vsUnum Group 6.250% JR NT58 (UNMA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

PSA leads profitability with a 41.6% profit margin vs 0.0%. UNMA trades at a lower P/E of 4.4x. PSA earns a higher WallStSmart Score of 62/100 (C+).

PSA

Buy

62

out of 100

Grade: C+

Growth: 6.0Profit: 8.5Value: 4.0Quality: 3.5
Piotroski: 3/9Altman Z: 1.00

UNMA

Avoid

20

out of 100

Grade: F

Growth: 4.0Profit: 4.0Value: 6.7Quality: 6.5
Piotroski: 4/9Altman Z: 0.70
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

PSAOvervalued (-8.4%)

Margin of Safety

-8.4%

Fair Value

$271.04

Current Price

$296.50

$25.46 premium

UndervaluedFair: $271.04Overvalued

Intrinsic value data unavailable for UNMA.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PSA5 strengths · Avg: 9.2/10
Profit MarginProfitability
41.6%10/10

Keeps 42 of every $100 in revenue as profit

Operating MarginProfitability
45.7%10/10

Strong operational efficiency at 45.7%

Market CapQuality
$55.40B9/10

Large-cap with strong market position

Return on EquityProfitability
22.2%9/10

Every $100 of equity generates 22 in profit

EPS GrowthGrowth
45.1%8/10

Earnings expanding 45.1% YoY

UNMA1 strengths · Avg: 10.0/10
P/E RatioValuation
4.4x10/10

Attractively priced relative to earnings

Areas to Watch

PSA4 concerns · Avg: 3.8/10
P/E RatioValuation
28.1x4/10

Moderate valuation

Price/BookValuation
10.8x4/10

Trading at 10.8x book value

Revenue GrowthGrowth
3.3%4/10

3.3% revenue growth

Debt/EquityHealth
1.113/10

Elevated debt levels

UNMA4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
0.0%4/10

0.0% revenue growth

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Return on EquityProfitability
7.2%3/10

ROE of 7.2% — below average capital efficiency

Profit MarginProfitability
0.0%3/10

0.0% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : PSA

The strongest argument for PSA centers on Profit Margin, Operating Margin, Market Cap. Profitability is solid with margins at 41.6% and operating margin at 45.7%.

Bull Case : UNMA

The strongest argument for UNMA centers on P/E Ratio.

Bear Case : PSA

The primary concerns for PSA are P/E Ratio, Price/Book, Revenue Growth.

Bear Case : UNMA

The primary concerns for UNMA are Revenue Growth, EPS Growth, Return on Equity.

Key Dynamics to Monitor

PSA is growing revenue faster at 3.3% — sustainability is the question.

PSA generates stronger free cash flow (799M), providing more financial flexibility.

Monitor REIT - INDUSTRIAL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

PSA scores higher overall (62/100 vs 20/100), backed by strong 41.6% margins. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Public Storage

REAL ESTATE · REIT - INDUSTRIAL · USA

Public Storage is an American international self storage company headquartered in Glendale, California, that is run as a real estate investment trust (REIT).

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Unum Group 6.250% JR NT58

REAL ESTATE · REIT - RESIDENTIAL · USA

Unum Group offers financial protection benefits solutions in the United States, the United Kingdom, and internationally. The company is headquartered in Chattanooga, Tennessee.

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