WallStSmart

PPG Industries Inc (PPG)vsUnited States Lime & Minerals Inc (USLM)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

PPG Industries Inc generates 4265% more annual revenue ($16.12B vs $369.31M). USLM leads profitability with a 35.4% profit margin vs 9.8%. PPG trades at a lower P/E of 17.1x. PPG earns a higher WallStSmart Score of 58/100 (C).

PPG

Buy

58

out of 100

Grade: C

Growth: 4.7Profit: 6.5Value: 5.3Quality: 7.0
Piotroski: 5/9Altman Z: 7.44

USLM

Hold

46

out of 100

Grade: D+

Growth: 4.0Profit: 9.0Value: 5.7Quality: 8.5
Piotroski: 2/9Altman Z: 10.69
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

PPGFair Value (-2.7%)

Margin of Safety

-2.7%

Fair Value

$127.61

Current Price

$113.80

$13.81 premium

UndervaluedFair: $127.61Overvalued
USLMUndervalued (+5.3%)

Margin of Safety

+5.3%

Fair Value

$113.82

Current Price

$104.61

$9.21 discount

UndervaluedFair: $113.82Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PPG2 strengths · Avg: 9.0/10
Altman Z-ScoreHealth
7.4410/10

Safe zone — low bankruptcy risk

P/E RatioValuation
17.1x8/10

Attractively priced relative to earnings

USLM4 strengths · Avg: 10.0/10
Profit MarginProfitability
35.4%10/10

Keeps 35 of every $100 in revenue as profit

Operating MarginProfitability
40.7%10/10

Strong operational efficiency at 40.7%

Debt/EquityHealth
0.0110/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
10.6910/10

Safe zone — low bankruptcy risk

Areas to Watch

PPG3 concerns · Avg: 3.3/10
PEG RatioValuation
1.824/10

Expensive relative to growth rate

EPS GrowthGrowth
4.2%4/10

4.2% earnings growth

Free Cash FlowQuality
$-163.00M2/10

Negative free cash flow — burning cash

USLM3 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Revenue GrowthGrowth
-3.7%2/10

Revenue declined 3.7%

EPS GrowthGrowth
-10.9%2/10

Earnings declined 10.9%

Comparative Analysis Report

WallStSmart Research

Bull Case : PPG

The strongest argument for PPG centers on Altman Z-Score, P/E Ratio.

Bull Case : USLM

The strongest argument for USLM centers on Profit Margin, Operating Margin, Debt/Equity. Profitability is solid with margins at 35.4% and operating margin at 40.7%.

Bear Case : PPG

The primary concerns for PPG are PEG Ratio, EPS Growth, Free Cash Flow.

Bear Case : USLM

The primary concerns for USLM are Piotroski F-Score, Revenue Growth, EPS Growth.

Key Dynamics to Monitor

PPG profiles as a value stock while USLM is a declining play — different risk/reward profiles.

PPG carries more volatility with a beta of 1.06 — expect wider price swings.

PPG is growing revenue faster at 6.7% — sustainability is the question.

USLM generates stronger free cash flow (14M), providing more financial flexibility.

Bottom Line

PPG scores higher overall (58/100 vs 46/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

PPG Industries Inc

BASIC MATERIALS · SPECIALTY CHEMICALS · USA

PPG Industries, Inc. is an American Fortune 500 company and global supplier of paints, coatings, and specialty materials. With headquarters in Pittsburgh, Pennsylvania, PPG operates in more than 70 countries around the globe.

United States Lime & Minerals Inc

BASIC MATERIALS · BUILDING MATERIALS · USA

United States Lime & Minerals, Inc. manufactures and supplies lime and limestone products in the United States. The company is headquartered in Dallas, Texas.

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