WallStSmart

Air Products and Chemicals Inc (APD)vsUnited States Lime & Minerals Inc (USLM)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Air Products and Chemicals Inc generates 3175% more annual revenue ($12.21B vs $372.73M). USLM leads profitability with a 36.0% profit margin vs -2.7%. USLM earns a higher WallStSmart Score of 54/100 (C-).

APD

Hold

42

out of 100

Grade: D

Growth: 4.7Profit: 3.5Value: 3.0Quality: 3.5
Piotroski: 1/9Altman Z: 1.36

USLM

Buy

54

out of 100

Grade: C-

Growth: 6.7Profit: 9.5Value: 5.7Quality: 6.0
Piotroski: 2/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

APDSignificantly Overvalued (-85.4%)

Margin of Safety

-85.4%

Fair Value

$161.81

Current Price

$300.05

$138.24 premium

UndervaluedFair: $161.81Overvalued
USLMUndervalued (+10.4%)

Margin of Safety

+10.4%

Fair Value

$120.30

Current Price

$128.24

$7.94 discount

UndervaluedFair: $120.30Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

APD2 strengths · Avg: 8.5/10
Market CapQuality
$67.35B9/10

Large-cap with strong market position

Operating MarginProfitability
24.3%8/10

Strong operational efficiency at 24.3%

USLM3 strengths · Avg: 9.7/10
Profit MarginProfitability
36.0%10/10

Keeps 36 of every $100 in revenue as profit

Operating MarginProfitability
40.9%10/10

Strong operational efficiency at 40.9%

Return on EquityProfitability
23.8%9/10

Every $100 of equity generates 24 in profit

Areas to Watch

APD4 concerns · Avg: 2.5/10
Debt/EquityHealth
1.183/10

Elevated debt levels

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

PEG RatioValuation
6.412/10

Expensive relative to growth rate

Return on EquityProfitability
-1.7%2/10

ROE of -1.7% — below average capital efficiency

USLM2 concerns · Avg: 3.5/10
P/E RatioValuation
27.5x4/10

Moderate valuation

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : APD

The strongest argument for APD centers on Market Cap, Operating Margin.

Bull Case : USLM

The strongest argument for USLM centers on Profit Margin, Operating Margin, Return on Equity. Profitability is solid with margins at 36.0% and operating margin at 40.9%.

Bear Case : APD

The primary concerns for APD are Debt/Equity, Piotroski F-Score, PEG Ratio.

Bear Case : USLM

The primary concerns for USLM are P/E Ratio, Piotroski F-Score.

Key Dynamics to Monitor

APD profiles as a turnaround stock while USLM is a mature play — different risk/reward profiles.

USLM carries more volatility with a beta of 0.92 — expect wider price swings.

USLM is growing revenue faster at 9.8% — sustainability is the question.

USLM generates stronger free cash flow (26M), providing more financial flexibility.

Bottom Line

USLM scores higher overall (54/100 vs 42/100), backed by strong 36.0% margins. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Air Products and Chemicals Inc

BASIC MATERIALS · SPECIALTY CHEMICALS · USA

Air Products and Chemicals, Inc. is an American international corporation whose principal business is selling gases and chemicals for industrial uses. Air Products' headquarters is in Allentown, Pennsylvania.

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United States Lime & Minerals Inc

BASIC MATERIALS · BUILDING MATERIALS · USA

United States Lime & Minerals, Inc. manufactures and supplies lime and limestone products in the United States. The company is headquartered in Dallas, Texas.

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