Pinnacle Financial Partners, Inc. (PNFP)vsSun Life Financial Inc. (SLF)
PNFP
Pinnacle Financial Partners, Inc.
$99.27
+0.13%
FINANCIAL SERVICES · Cap: $15.22B
SLF
Sun Life Financial Inc.
$79.67
+0.14%
FINANCIAL SERVICES · Cap: $45.08B
Smart Verdict
WallStSmart Research — data-driven comparison
Sun Life Financial Inc. generates 976% more annual revenue ($35.53B vs $3.30B). PNFP leads profitability with a 24.9% profit margin vs 9.5%. PNFP appears more attractively valued with a PEG of 1.42. PNFP earns a higher WallStSmart Score of 72/100 (B).
PNFP
Strong Buy72
out of 100
Grade: B
SLF
Strong Buy65
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Strong operational efficiency at 47.0%
Revenue surging 137.0% year-over-year
Keeps 25 of every $100 in revenue as profit
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 43.2% YoY
Areas to Watch
3.5% earnings growth
ROE of 5.5% — below average capital efficiency
Distress zone — elevated risk
Expensive relative to growth rate
Comparative Analysis Report
WallStSmart ResearchBull Case : PNFP
The strongest argument for PNFP centers on Price/Book, Operating Margin, Revenue Growth. Profitability is solid with margins at 24.9% and operating margin at 47.0%. Revenue growth of 137.0% demonstrates continued momentum.
Bull Case : SLF
The strongest argument for SLF centers on Price/Book, EPS Growth.
Bear Case : PNFP
The primary concerns for PNFP are EPS Growth, Return on Equity, Altman Z-Score.
Bear Case : SLF
The primary concerns for SLF are PEG Ratio.
Key Dynamics to Monitor
PNFP profiles as a growth stock while SLF is a value play — different risk/reward profiles.
PNFP carries more volatility with a beta of 1.01 — expect wider price swings.
PNFP is growing revenue faster at 137.0% — sustainability is the question.
SLF generates stronger free cash flow (90M), providing more financial flexibility.
Bottom Line
PNFP scores higher overall (72/100 vs 65/100), backed by strong 24.9% margins and 137.0% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Pinnacle Financial Partners, Inc.
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Pinnacle Financial Partners, Inc., is the banking holding company for Pinnacle Bank offering various banking products and services in the United States. The company is headquartered in Nashville, Tennessee.
Visit Website →Sun Life Financial Inc.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Sun Life Financial Inc., a financial services company, provides insurance, wealth and asset management solutions to individuals and corporate clients around the world. The company is headquartered in Toronto, Canada.
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