PNC Financial Services Group Inc (PNC)vsGrupo Supervielle SA (SUPV)
PNC
PNC Financial Services Group Inc
$205.95
-0.19%
FINANCIAL SERVICES · Cap: $83.43B
SUPV
Grupo Supervielle SA
$9.06
+3.19%
FINANCIAL SERVICES · Cap: $762.48M
Smart Verdict
WallStSmart Research — data-driven comparison
Grupo Supervielle SA generates 3166% more annual revenue ($728.99B vs $22.32B). PNC leads profitability with a 31.1% profit margin vs -6.7%. SUPV appears more attractively valued with a PEG of 0.29. PNC earns a higher WallStSmart Score of 73/100 (B).
PNC
Strong Buy73
out of 100
Grade: B
SUPV
Hold39
out of 100
Grade: F
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+73.5%
Fair Value
$776.41
Current Price
$205.95
$570.46 discount
Margin of Safety
-676.7%
Fair Value
$1.50
Current Price
$9.06
$7.56 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Keeps 31 of every $100 in revenue as profit
Strong operational efficiency at 39.3%
Large-cap with strong market position
Attractively priced relative to earnings
Earnings expanding 29.1% YoY
Growing faster than its price suggests
Generating 56.0B in free cash flow
Areas to Watch
Expensive relative to growth rate
Distress zone — elevated risk
Premium valuation, high expectations priced in
Smaller company, higher risk/reward
ROE of -4.7% — below average capital efficiency
Revenue declined 29.8%
Comparative Analysis Report
WallStSmart ResearchBull Case : PNC
The strongest argument for PNC centers on Price/Book, Profit Margin, Operating Margin. Profitability is solid with margins at 31.1% and operating margin at 39.3%.
Bull Case : SUPV
The strongest argument for SUPV centers on PEG Ratio, Free Cash Flow. PEG of 0.29 suggests the stock is reasonably priced for its growth.
Bear Case : PNC
The primary concerns for PNC are PEG Ratio, Altman Z-Score.
Bear Case : SUPV
The primary concerns for SUPV are P/E Ratio, Market Cap, Return on Equity.
Key Dynamics to Monitor
PNC profiles as a mature stock while SUPV is a turnaround play — different risk/reward profiles.
PNC carries more volatility with a beta of 0.97 — expect wider price swings.
PNC is growing revenue faster at 9.6% — sustainability is the question.
SUPV generates stronger free cash flow (56.0B), providing more financial flexibility.
Bottom Line
PNC scores higher overall (73/100 vs 39/100), backed by strong 31.1% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
PNC Financial Services Group Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
PNC Financial Services Group, Inc. (stylized as PNC) is a bank holding company and financial services corporation based in Pittsburgh, Pennsylvania. Its banking subsidiary, PNC Bank, operates in 21 states and the District of Columbia with 2,296 branches and 9,051 ATMs. The company also provides financial services such as asset management, wealth management, estate planning, loan servicing, and information processing.
Visit Website →Grupo Supervielle SA
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Grupo Supervielle SA, a financial services holding company, offers various banking products and services in Argentina. The company is headquartered in Buenos Aires, Argentina.
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