Itau Unibanco Banco Holding SA (ITUB)vsGrupo Supervielle SA (SUPV)
ITUB
Itau Unibanco Banco Holding SA
$8.21
+1.99%
FINANCIAL SERVICES · Cap: $86.41B
SUPV
Grupo Supervielle SA
$9.06
+3.19%
FINANCIAL SERVICES · Cap: $762.48M
Smart Verdict
WallStSmart Research — data-driven comparison
Grupo Supervielle SA generates 425% more annual revenue ($728.99B vs $138.95B). ITUB leads profitability with a 32.3% profit margin vs -6.7%. SUPV appears more attractively valued with a PEG of 0.29. ITUB earns a higher WallStSmart Score of 76/100 (B+).
ITUB
Strong Buy76
out of 100
Grade: B+
SUPV
Hold39
out of 100
Grade: F
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-10.1%
Fair Value
$8.69
Current Price
$8.21
$0.48 premium
Margin of Safety
-676.7%
Fair Value
$1.50
Current Price
$9.06
$7.56 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Keeps 32 of every $100 in revenue as profit
Strong operational efficiency at 37.3%
Generating 45.0B in free cash flow
Large-cap with strong market position
Every $100 of equity generates 21 in profit
Growing faster than its price suggests
Generating 56.0B in free cash flow
Areas to Watch
2.8% earnings growth
Premium valuation, high expectations priced in
Smaller company, higher risk/reward
ROE of -4.7% — below average capital efficiency
Revenue declined 29.8%
Comparative Analysis Report
WallStSmart ResearchBull Case : ITUB
The strongest argument for ITUB centers on P/E Ratio, Profit Margin, Operating Margin. Profitability is solid with margins at 32.3% and operating margin at 37.3%. Revenue growth of 11.0% demonstrates continued momentum.
Bull Case : SUPV
The strongest argument for SUPV centers on PEG Ratio, Free Cash Flow. PEG of 0.29 suggests the stock is reasonably priced for its growth.
Bear Case : ITUB
The primary concerns for ITUB are EPS Growth.
Bear Case : SUPV
The primary concerns for SUPV are P/E Ratio, Market Cap, Return on Equity.
Key Dynamics to Monitor
ITUB profiles as a mature stock while SUPV is a turnaround play — different risk/reward profiles.
SUPV carries more volatility with a beta of 0.69 — expect wider price swings.
ITUB is growing revenue faster at 11.0% — sustainability is the question.
SUPV generates stronger free cash flow (56.0B), providing more financial flexibility.
Bottom Line
ITUB scores higher overall (76/100 vs 39/100), backed by strong 32.3% margins and 11.0% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Itau Unibanco Banco Holding SA
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Ita Unibanco Holding SA offers a range of financial products and services in Brazil and internationally. The company is headquartered in So Paulo, Brazil.
Grupo Supervielle SA
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Grupo Supervielle SA, a financial services holding company, offers various banking products and services in Argentina. The company is headquartered in Buenos Aires, Argentina.
Compare with Other BANKS - REGIONAL Stocks
Want to dig deeper into these stocks?