Itau Unibanco Banco Holding SA (ITUB)vsGrupo Supervielle SA (SUPV)
ITUB
Itau Unibanco Banco Holding SA
$7.54
-0.56%
FINANCIAL SERVICES · Cap: $86.63B
SUPV
Grupo Supervielle SA
$9.59
+0.74%
FINANCIAL SERVICES · Cap: $881.76M
Smart Verdict
WallStSmart Research — data-driven comparison
Grupo Supervielle SA generates 429% more annual revenue ($731.48B vs $138.19B). ITUB leads profitability with a 33.3% profit margin vs -10.4%. SUPV appears more attractively valued with a PEG of 0.29. ITUB earns a higher WallStSmart Score of 74/100 (B).
ITUB
Strong Buy74
out of 100
Grade: B
SUPV
Hold41
out of 100
Grade: D
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Keeps 33 of every $100 in revenue as profit
Strong operational efficiency at 33.1%
Large-cap with strong market position
Every $100 of equity generates 21 in profit
Reasonable price relative to book value
Growing faster than its price suggests
Reasonable price relative to book value
Areas to Watch
Weak financial health signals
Revenue declined 2.1%
Negative free cash flow — burning cash
Elevated debt levels
1.1% revenue growth
Smaller company, higher risk/reward
Elevated debt levels
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : ITUB
The strongest argument for ITUB centers on P/E Ratio, Profit Margin, Operating Margin. Profitability is solid with margins at 33.3% and operating margin at 33.1%. PEG of 1.32 suggests the stock is reasonably priced for its growth.
Bull Case : SUPV
The strongest argument for SUPV centers on PEG Ratio, Price/Book. PEG of 0.29 suggests the stock is reasonably priced for its growth.
Bear Case : ITUB
The primary concerns for ITUB are Piotroski F-Score, Revenue Growth, Free Cash Flow. Debt-to-equity of 4.99 is elevated, increasing financial risk.
Bear Case : SUPV
The primary concerns for SUPV are Revenue Growth, Market Cap, Debt/Equity.
Key Dynamics to Monitor
ITUB profiles as a declining stock while SUPV is a turnaround play — different risk/reward profiles.
SUPV carries more volatility with a beta of 0.42 — expect wider price swings.
SUPV is growing revenue faster at 1.1% — sustainability is the question.
SUPV generates stronger free cash flow (-304M), providing more financial flexibility.
Bottom Line
ITUB scores higher overall (74/100 vs 41/100), backed by strong 33.3% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Itau Unibanco Banco Holding SA
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Ita Unibanco Holding SA offers a range of financial products and services in Brazil and internationally. The company is headquartered in So Paulo, Brazil.
Grupo Supervielle SA
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Grupo Supervielle SA, a financial services holding company, offers various banking products and services in Argentina. The company is headquartered in Buenos Aires, Argentina.
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