WallStSmart

ePlus inc (PLUS)vsSAP SE ADR (SAP)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

SAP SE ADR generates 1429% more annual revenue ($36.80B vs $2.41B). SAP leads profitability with a 19.5% profit margin vs 5.5%. PLUS appears more attractively valued with a PEG of 0.69. PLUS earns a higher WallStSmart Score of 74/100 (B).

PLUS

Strong Buy

74

out of 100

Grade: B

Growth: 7.3Profit: 5.5Value: 10.0Quality: 6.8
Piotroski: 4/9Altman Z: 2.99

SAP

Buy

58

out of 100

Grade: C

Growth: 5.3Profit: 8.5Value: 7.3Quality: 8.0
Piotroski: 6/9Altman Z: 3.09
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

PLUSUndervalued (+68.0%)

Margin of Safety

+68.0%

Fair Value

$262.08

Current Price

$76.19

$185.89 discount

UndervaluedFair: $262.08Overvalued
SAPSignificantly Overvalued (-88.8%)

Margin of Safety

-88.8%

Fair Value

$104.04

Current Price

$168.95

$64.91 premium

UndervaluedFair: $104.04Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PLUS5 strengths · Avg: 8.0/10
PEG RatioValuation
0.698/10

Growing faster than its price suggests

P/E RatioValuation
13.7x8/10

Attractively priced relative to earnings

Price/BookValuation
1.9x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
24.6%8/10

Revenue surging 24.6% year-over-year

EPS GrowthGrowth
46.3%8/10

Earnings expanding 46.3% YoY

SAP6 strengths · Avg: 8.8/10
Market CapQuality
$217.55B10/10

Mega-cap, among the largest globally

Altman Z-ScoreHealth
3.0910/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.189/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.798/10

Growing faster than its price suggests

Operating MarginProfitability
29.2%8/10

Strong operational efficiency at 29.2%

Free Cash FlowQuality
$1.09B8/10

Generating 1.1B in free cash flow

Areas to Watch

PLUS2 concerns · Avg: 2.5/10
Profit MarginProfitability
5.5%3/10

5.5% margin — thin

Free Cash FlowQuality
$-88.86M2/10

Negative free cash flow — burning cash

SAP2 concerns · Avg: 4.0/10
P/E RatioValuation
26.3x4/10

Moderate valuation

Revenue GrowthGrowth
3.3%4/10

3.3% revenue growth

Comparative Analysis Report

WallStSmart Research

Bull Case : PLUS

The strongest argument for PLUS centers on PEG Ratio, P/E Ratio, Price/Book. Revenue growth of 24.6% demonstrates continued momentum. PEG of 0.69 suggests the stock is reasonably priced for its growth.

Bull Case : SAP

The strongest argument for SAP centers on Market Cap, Altman Z-Score, Debt/Equity. Profitability is solid with margins at 19.5% and operating margin at 29.2%. PEG of 0.79 suggests the stock is reasonably priced for its growth.

Bear Case : PLUS

The primary concerns for PLUS are Profit Margin, Free Cash Flow.

Bear Case : SAP

The primary concerns for SAP are P/E Ratio, Revenue Growth.

Key Dynamics to Monitor

PLUS profiles as a growth stock while SAP is a value play — different risk/reward profiles.

PLUS carries more volatility with a beta of 1.00 — expect wider price swings.

PLUS is growing revenue faster at 24.6% — sustainability is the question.

SAP generates stronger free cash flow (1.1B), providing more financial flexibility.

Bottom Line

PLUS scores higher overall (74/100 vs 58/100) and 24.6% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

ePlus inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

ePlus inc. The company is headquartered in Herndon, Virginia.

SAP SE ADR

TECHNOLOGY · SOFTWARE - APPLICATION · USA

SAP SE is a global enterprise application software company. The company is headquartered in Walldorf, Germany.

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