WallStSmart

Palantir Technologies Inc. (PLTR)vsTyler Technologies Inc (TYL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Palantir Technologies Inc. generates 119% more annual revenue ($5.22B vs $2.38B). PLTR leads profitability with a 43.7% profit margin vs 13.3%. TYL appears more attractively valued with a PEG of 1.55. PLTR earns a higher WallStSmart Score of 73/100 (B).

PLTR

Strong Buy

73

out of 100

Grade: B

Growth: 10.0Profit: 9.5Value: 2.0Quality: 9.0
Piotroski: 5/9Altman Z: 4.62

TYL

Buy

51

out of 100

Grade: C-

Growth: 5.3Profit: 6.5Value: 4.7Quality: 5.8
Piotroski: 4/9Altman Z: 2.40
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

PLTRSignificantly Overvalued (-64.3%)

Margin of Safety

-64.3%

Fair Value

$78.43

Current Price

$137.80

$59.37 premium

UndervaluedFair: $78.43Overvalued
TYLUndervalued (+9.0%)

Margin of Safety

+9.0%

Fair Value

$372.75

Current Price

$324.58

$48.17 discount

UndervaluedFair: $372.75Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PLTR6 strengths · Avg: 10.0/10
Market CapQuality
$328.55B10/10

Mega-cap, among the largest globally

Return on EquityProfitability
32.6%10/10

Every $100 of equity generates 33 in profit

Profit MarginProfitability
43.7%10/10

Keeps 44 of every $100 in revenue as profit

Operating MarginProfitability
46.2%10/10

Strong operational efficiency at 46.2%

Revenue GrowthGrowth
84.7%10/10

Revenue surging 84.7% year-over-year

EPS GrowthGrowth
325.0%10/10

Earnings expanding 325.0% YoY

TYL0 strengths · Avg: 0/10

No standout strengths identified

Areas to Watch

PLTR3 concerns · Avg: 2.0/10
PEG RatioValuation
2.902/10

Expensive relative to growth rate

P/E RatioValuation
154.0x2/10

Premium valuation, high expectations priced in

Price/BookValuation
44.6x2/10

Trading at 44.6x book value

TYL3 concerns · Avg: 3.3/10
PEG RatioValuation
1.554/10

Expensive relative to growth rate

EPS GrowthGrowth
2.2%4/10

2.2% earnings growth

P/E RatioValuation
45.7x2/10

Premium valuation, high expectations priced in

Comparative Analysis Report

WallStSmart Research

Bull Case : PLTR

The strongest argument for PLTR centers on Market Cap, Return on Equity, Profit Margin. Profitability is solid with margins at 43.7% and operating margin at 46.2%. Revenue growth of 84.7% demonstrates continued momentum.

Bull Case : TYL

TYL has a balanced fundamental profile.

Bear Case : PLTR

The primary concerns for PLTR are PEG Ratio, P/E Ratio, Price/Book. A P/E of 154.0x leaves little room for execution misses.

Bear Case : TYL

The primary concerns for TYL are PEG Ratio, EPS Growth, P/E Ratio. A P/E of 45.7x leaves little room for execution misses.

Key Dynamics to Monitor

PLTR profiles as a growth stock while TYL is a value play — different risk/reward profiles.

PLTR carries more volatility with a beta of 1.52 — expect wider price swings.

PLTR is growing revenue faster at 84.7% — sustainability is the question.

PLTR generates stronger free cash flow (892M), providing more financial flexibility.

Bottom Line

PLTR scores higher overall (73/100 vs 51/100), backed by strong 43.7% margins and 84.7% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Palantir Technologies Inc.

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

Palantir Technologies Inc. creates and implements software platforms for the intelligence community in the United States to assist in counterterrorism investigations and operations. The company is headquartered in Denver, Colorado.

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Tyler Technologies Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Tyler Technologies, Inc., based in Plano, Texas, is the largest provider of software to the United States public sector.

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