WallStSmart

Polaris Industries Inc (PII)vsThor Industries Inc (THO)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Thor Industries Inc generates 37% more annual revenue ($9.93B vs $7.24B). THO leads profitability with a 3.0% profit margin vs -6.4%. THO appears more attractively valued with a PEG of 0.80. THO earns a higher WallStSmart Score of 68/100 (B-).

PII

Hold

38

out of 100

Grade: F

Growth: 3.3Profit: 2.5Value: 4.0Quality: 4.0
Piotroski: 3/9

THO

Strong Buy

68

out of 100

Grade: B-

Growth: 6.0Profit: 4.5Value: 10.0Quality: 6.8
Piotroski: 4/9Altman Z: 3.50
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for PII.

THOUndervalued (+54.5%)

Margin of Safety

+54.5%

Fair Value

$263.48

Current Price

$81.62

$181.86 discount

UndervaluedFair: $263.48Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PII0 strengths · Avg: 0/10

No standout strengths identified

THO5 strengths · Avg: 8.8/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
3.5010/10

Safe zone — low bankruptcy risk

PEG RatioValuation
0.808/10

Growing faster than its price suggests

P/E RatioValuation
14.5x8/10

Attractively priced relative to earnings

EPS GrowthGrowth
39.9%8/10

Earnings expanding 39.9% YoY

Areas to Watch

PII4 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
2.602/10

Expensive relative to growth rate

Return on EquityProfitability
-43.7%2/10

ROE of -43.7% — below average capital efficiency

EPS GrowthGrowth
-89.6%2/10

Earnings declined 89.6%

THO4 concerns · Avg: 2.8/10
Return on EquityProfitability
7.2%3/10

ROE of 7.2% — below average capital efficiency

Profit MarginProfitability
3.0%3/10

3.0% margin — thin

Operating MarginProfitability
0.8%3/10

Operating margin of 0.8%

Free Cash FlowQuality
$-140.68M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : PII

PII has a balanced fundamental profile.

Bull Case : THO

The strongest argument for THO centers on Price/Book, Altman Z-Score, PEG Ratio. PEG of 0.80 suggests the stock is reasonably priced for its growth.

Bear Case : PII

The primary concerns for PII are Piotroski F-Score, PEG Ratio, Return on Equity.

Bear Case : THO

The primary concerns for THO are Return on Equity, Profit Margin, Operating Margin. Thin 3.0% margins leave little buffer for downturns.

Key Dynamics to Monitor

PII profiles as a turnaround stock while THO is a value play — different risk/reward profiles.

THO carries more volatility with a beta of 1.40 — expect wider price swings.

PII is growing revenue faster at 9.0% — sustainability is the question.

PII generates stronger free cash flow (114M), providing more financial flexibility.

Bottom Line

THO scores higher overall (68/100 vs 38/100). Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Polaris Industries Inc

CONSUMER CYCLICAL · RECREATIONAL VEHICLES · USA

Polaris Inc. designs, designs, manufactures and markets motor sports vehicles worldwide. The company is headquartered in Medina, Minnesota.

Thor Industries Inc

CONSUMER CYCLICAL · RECREATIONAL VEHICLES · USA

Thor Industries, Inc. designs, manufactures, and sells recreational vehicles (RVs) and related parts and accessories in the United States, Canada, and Europe. The company is headquartered in Elkhart, Indiana.

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