WallStSmart

LCI Industries (LCII)vsThor Industries Inc (THO)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Thor Industries Inc generates 136% more annual revenue ($9.82B vs $4.17B). LCII leads profitability with a 4.8% profit margin vs 2.7%. THO appears more attractively valued with a PEG of 0.71. LCII earns a higher WallStSmart Score of 64/100 (C+).

LCII

Buy

64

out of 100

Grade: C+

Growth: 5.3Profit: 6.0Value: 7.0Quality: 7.3
Piotroski: 6/9Altman Z: 2.95

THO

Buy

54

out of 100

Grade: C-

Growth: 2.0Profit: 4.0Value: 6.7Quality: 8.0
Piotroski: 4/9Altman Z: 3.50
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for LCII.

THOOvervalued (-8.3%)

Margin of Safety

-8.3%

Fair Value

$110.67

Current Price

$75.70

$34.97 premium

UndervaluedFair: $110.67Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

LCII3 strengths · Avg: 8.7/10
P/E RatioValuation
11.4x10/10

Attractively priced relative to earnings

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

EPS GrowthGrowth
30.4%8/10

Earnings expanding 30.4% YoY

THO5 strengths · Avg: 9.2/10
Price/BookValuation
0.9x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.0010/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
3.5010/10

Safe zone — low bankruptcy risk

PEG RatioValuation
0.718/10

Growing faster than its price suggests

P/E RatioValuation
15.6x8/10

Attractively priced relative to earnings

Areas to Watch

LCII3 concerns · Avg: 3.0/10
Revenue GrowthGrowth
4.3%4/10

4.3% revenue growth

Profit MarginProfitability
4.8%3/10

4.8% margin — thin

Free Cash FlowQuality
$-43.13M2/10

Negative free cash flow — burning cash

THO4 concerns · Avg: 2.8/10
Return on EquityProfitability
7.2%3/10

ROE of 7.2% — below average capital efficiency

Profit MarginProfitability
2.7%3/10

2.7% margin — thin

Operating MarginProfitability
3.5%3/10

Operating margin of 3.5%

Revenue GrowthGrowth
-3.9%2/10

Revenue declined 3.9%

Comparative Analysis Report

WallStSmart Research

Bull Case : LCII

The strongest argument for LCII centers on P/E Ratio, Price/Book, EPS Growth. PEG of 1.04 suggests the stock is reasonably priced for its growth.

Bull Case : THO

The strongest argument for THO centers on Price/Book, Debt/Equity, Altman Z-Score. PEG of 0.71 suggests the stock is reasonably priced for its growth.

Bear Case : LCII

The primary concerns for LCII are Revenue Growth, Profit Margin, Free Cash Flow. Thin 4.8% margins leave little buffer for downturns.

Bear Case : THO

The primary concerns for THO are Return on Equity, Profit Margin, Operating Margin. Thin 2.7% margins leave little buffer for downturns.

Key Dynamics to Monitor

THO carries more volatility with a beta of 1.32 — expect wider price swings.

LCII is growing revenue faster at 4.3% — sustainability is the question.

THO generates stronger free cash flow (196M), providing more financial flexibility.

Monitor RECREATIONAL VEHICLES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

LCII scores higher overall (64/100 vs 54/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

LCI Industries

CONSUMER CYCLICAL · RECREATIONAL VEHICLES · USA

LCI Industries manufactures and supplies components to recreational vehicle (RV) manufacturers and adjacent industries in the United States and internationally. The company is headquartered in Elkhart, Indiana.

Thor Industries Inc

CONSUMER CYCLICAL · RECREATIONAL VEHICLES · USA

Thor Industries, Inc. designs, manufactures, and sells recreational vehicles (RVs) and related parts and accessories in the United States, Canada, and Europe. The company is headquartered in Elkhart, Indiana.

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