WallStSmart

PLDT Inc ADR (PHI)vsSpotify Technology SA (SPOT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

PLDT Inc ADR generates 1146% more annual revenue ($218.39B vs $17.53B). SPOT leads profitability with a 15.4% profit margin vs 13.7%. SPOT appears more attractively valued with a PEG of 1.83. SPOT earns a higher WallStSmart Score of 64/100 (C+).

PHI

Buy

62

out of 100

Grade: C+

Growth: 4.7Profit: 7.5Value: 5.7Quality: 3.3
Piotroski: 3/9Altman Z: 0.63

SPOT

Buy

64

out of 100

Grade: C+

Growth: 8.0Profit: 8.5Value: 4.0Quality: 7.5
Piotroski: 4/9Altman Z: 2.66
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for PHI.

SPOTSignificantly Overvalued (-44.3%)

Margin of Safety

-44.3%

Fair Value

$337.63

Current Price

$417.83

$80.20 premium

UndervaluedFair: $337.63Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PHI5 strengths · Avg: 9.4/10
P/E RatioValuation
9.5x10/10

Attractively priced relative to earnings

Operating MarginProfitability
31.7%10/10

Strong operational efficiency at 31.7%

Free Cash FlowQuality
$11.98B10/10

Generating 12.0B in free cash flow

Return on EquityProfitability
24.7%9/10

Every $100 of equity generates 25 in profit

Price/BookValuation
2.1x8/10

Reasonable price relative to book value

SPOT4 strengths · Avg: 9.5/10
Return on EquityProfitability
38.0%10/10

Every $100 of equity generates 38 in profit

EPS GrowthGrowth
222.4%10/10

Earnings expanding 222.4% YoY

Market CapQuality
$87.44B9/10

Large-cap with strong market position

Debt/EquityHealth
0.289/10

Conservative balance sheet, low leverage

Areas to Watch

PHI4 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
2.512/10

Expensive relative to growth rate

Revenue GrowthGrowth
-1.4%2/10

Revenue declined 1.4%

Altman Z-ScoreHealth
0.632/10

Distress zone — elevated risk

SPOT3 concerns · Avg: 4.0/10
PEG RatioValuation
1.834/10

Expensive relative to growth rate

P/E RatioValuation
28.2x4/10

Moderate valuation

Price/BookValuation
8.8x4/10

Trading at 8.8x book value

Comparative Analysis Report

WallStSmart Research

Bull Case : PHI

The strongest argument for PHI centers on P/E Ratio, Operating Margin, Free Cash Flow.

Bull Case : SPOT

The strongest argument for SPOT centers on Return on Equity, EPS Growth, Market Cap. Profitability is solid with margins at 15.4% and operating margin at 15.8%.

Bear Case : PHI

The primary concerns for PHI are Piotroski F-Score, PEG Ratio, Revenue Growth.

Bear Case : SPOT

The primary concerns for SPOT are PEG Ratio, P/E Ratio, Price/Book.

Key Dynamics to Monitor

PHI profiles as a declining stock while SPOT is a mature play — different risk/reward profiles.

SPOT carries more volatility with a beta of 1.55 — expect wider price swings.

SPOT is growing revenue faster at 8.2% — sustainability is the question.

PHI generates stronger free cash flow (12.0B), providing more financial flexibility.

Bottom Line

SPOT scores higher overall (64/100 vs 62/100), backed by strong 15.4% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

PLDT Inc ADR

COMMUNICATION SERVICES · TELECOM SERVICES · USA

PLDT Inc. is an integrated telecommunications company in the Philippines. The company is headquartered in Makati City, the Philippines.

Spotify Technology SA

COMMUNICATION SERVICES · INTERNET CONTENT & INFORMATION · USA

Spotify Technology SA, provides audio streaming services worldwide. The company is headquartered in Luxembourg, Luxembourg.

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