WallStSmart

PLDT Inc ADR (PHI)vsT-Mobile US Inc (TMUS)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

PLDT Inc ADR generates 143% more annual revenue ($219.62B vs $90.53B). PHI leads profitability with a 13.6% profit margin vs 11.7%. TMUS appears more attractively valued with a PEG of 0.75. TMUS earns a higher WallStSmart Score of 62/100 (C+).

PHI

Buy

58

out of 100

Grade: C

Growth: 3.3Profit: 7.0Value: 8.0Quality: 2.5
Piotroski: 3/9Altman Z: 0.64

TMUS

Buy

62

out of 100

Grade: C+

Growth: 4.0Profit: 7.0Value: 5.3Quality: 4.0
Piotroski: 4/9Altman Z: 1.03
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

PHIUndervalued (+86.5%)

Margin of Safety

+86.5%

Fair Value

$181.04

Current Price

$17.71

$163.33 discount

UndervaluedFair: $181.04Overvalued
TMUSSignificantly Overvalued (-59.1%)

Margin of Safety

-59.1%

Fair Value

$114.15

Current Price

$180.79

$66.64 premium

UndervaluedFair: $114.15Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PHI5 strengths · Avg: 9.0/10
P/E RatioValuation
8.2x10/10

Attractively priced relative to earnings

Free Cash FlowQuality
$10.36B10/10

Generating 10.4B in free cash flow

Return on EquityProfitability
24.1%9/10

Every $100 of equity generates 24 in profit

Price/BookValuation
1.9x8/10

Reasonable price relative to book value

Operating MarginProfitability
24.8%8/10

Strong operational efficiency at 24.8%

TMUS4 strengths · Avg: 8.5/10
Market CapQuality
$204.39B10/10

Mega-cap, among the largest globally

PEG RatioValuation
0.758/10

Growing faster than its price suggests

Operating MarginProfitability
24.0%8/10

Strong operational efficiency at 24.0%

Free Cash FlowQuality
$4.60B8/10

Generating 4.6B in free cash flow

Areas to Watch

PHI4 concerns · Avg: 3.3/10
PEG RatioValuation
2.364/10

Expensive relative to growth rate

Revenue GrowthGrowth
2.2%4/10

2.2% revenue growth

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

EPS GrowthGrowth
-1.7%2/10

Earnings declined 1.7%

TMUS3 concerns · Avg: 1.7/10
EPS GrowthGrowth
-12.0%2/10

Earnings declined 12.0%

Altman Z-ScoreHealth
1.032/10

Distress zone — elevated risk

Debt/EquityHealth
2.111/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : PHI

The strongest argument for PHI centers on P/E Ratio, Free Cash Flow, Return on Equity.

Bull Case : TMUS

The strongest argument for TMUS centers on Market Cap, PEG Ratio, Operating Margin. Revenue growth of 10.6% demonstrates continued momentum. PEG of 0.75 suggests the stock is reasonably priced for its growth.

Bear Case : PHI

The primary concerns for PHI are PEG Ratio, Revenue Growth, Piotroski F-Score. Debt-to-equity of 2.84 is elevated, increasing financial risk.

Bear Case : TMUS

The primary concerns for TMUS are EPS Growth, Altman Z-Score, Debt/Equity. Debt-to-equity of 2.11 is elevated, increasing financial risk.

Key Dynamics to Monitor

PHI carries more volatility with a beta of 0.35 — expect wider price swings.

TMUS is growing revenue faster at 10.6% — sustainability is the question.

PHI generates stronger free cash flow (10.4B), providing more financial flexibility.

Monitor TELECOM SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

TMUS scores higher overall (62/100 vs 58/100) and 10.6% revenue growth. PHI offers better value entry with a 86.5% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

PLDT Inc ADR

COMMUNICATION SERVICES · TELECOM SERVICES · USA

PLDT Inc. is an integrated telecommunications company in the Philippines. The company is headquartered in Makati City, the Philippines.

T-Mobile US Inc

COMMUNICATION SERVICES · TELECOM SERVICES · USA

T-Mobile US, Inc., doing business under the global brand name T-Mobile, is an American wireless network operator. Its headquarters are located in Bellevue, Washington, in the Seattle metropolitan area and Overland Park, Kansas, in the Kansas City metropolitan area.

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