Procter & Gamble Company (PG)vsPriceSmart Inc (PSMT)
PG
Procter & Gamble Company
$146.54
+2.15%
CONSUMER DEFENSIVE · Cap: $350.36B
PSMT
PriceSmart Inc
$173.07
+1.46%
CONSUMER DEFENSIVE · Cap: $5.63B
Smart Verdict
WallStSmart Research — data-driven comparison
Procter & Gamble Company generates 1469% more annual revenue ($86.72B vs $5.53B). PG leads profitability with a 19.2% profit margin vs 2.8%. PSMT appears more attractively valued with a PEG of 1.83. PG earns a higher WallStSmart Score of 59/100 (C).
PG
Buy59
out of 100
Grade: C
PSMT
Buy53
out of 100
Grade: C-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-51.5%
Fair Value
$99.28
Current Price
$146.54
$47.26 premium
Margin of Safety
-36.6%
Fair Value
$133.92
Current Price
$173.07
$39.15 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Every $100 of equity generates 31 in profit
Safe zone — low bankruptcy risk
Strong operational efficiency at 23.1%
Generating 3.0B in free cash flow
Safe zone — low bankruptcy risk
Conservative balance sheet, low leverage
Areas to Watch
Expensive relative to growth rate
Expensive relative to growth rate
Premium valuation, high expectations priced in
2.8% margin — thin
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : PG
The strongest argument for PG centers on Market Cap, Return on Equity, Altman Z-Score. Profitability is solid with margins at 19.2% and operating margin at 23.1%.
Bull Case : PSMT
The strongest argument for PSMT centers on Altman Z-Score, Debt/Equity.
Bear Case : PG
The primary concerns for PG are PEG Ratio.
Bear Case : PSMT
The primary concerns for PSMT are PEG Ratio, P/E Ratio, Profit Margin. Thin 2.8% margins leave little buffer for downturns.
Key Dynamics to Monitor
PG profiles as a mature stock while PSMT is a value play — different risk/reward profiles.
PSMT carries more volatility with a beta of 0.79 — expect wider price swings.
PSMT is growing revenue faster at 9.7% — sustainability is the question.
PG generates stronger free cash flow (3.0B), providing more financial flexibility.
Bottom Line
PG scores higher overall (59/100 vs 53/100), backed by strong 19.2% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Procter & Gamble Company
CONSUMER DEFENSIVE · HOUSEHOLD & PERSONAL PRODUCTS · USA
The Procter & Gamble Company (P&G) is an American multinational consumer goods corporation headquartered in Cincinnati, Ohio, founded in 1837 by William Procter and James Gamble. It specializes in a wide range of personal health, consumer health, personal care, and hygiene products; these products are organized into several segments including Beauty; Grooming; Health Care; Fabric & Home Care; and Baby, Feminine, & Family Care. Before the sale of Pringles to Kellogg's, its product portfolio also included food, snacks, and beverages.
Visit Website →PriceSmart Inc
CONSUMER DEFENSIVE · DISCOUNT STORES · USA
PriceSmart, Inc. owns and operates American-style membership shopping warehouse clubs in Central America, the Caribbean and Colombia. The company is headquartered in San Diego, California.
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