WallStSmart

Pegasystems Inc (PEGA)vsTurtle Beach Corporation (TBCH)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Pegasystems Inc generates 470% more annual revenue ($1.70B vs $298.19M). PEGA leads profitability with a 20.0% profit margin vs 0.4%. TBCH appears more attractively valued with a PEG of 0.98. PEGA earns a higher WallStSmart Score of 45/100 (D+).

PEGA

Hold

45

out of 100

Grade: D+

Growth: 3.3Profit: 8.0Value: 6.7Quality: 7.0
Piotroski: 5/9Altman Z: 2.77

TBCH

Hold

43

out of 100

Grade: D

Growth: 4.0Profit: 3.5Value: 5.0Quality: 7.0
Piotroski: 5/9Altman Z: 1.92
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

PEGAUndervalued (+60.1%)

Margin of Safety

+60.1%

Fair Value

$94.98

Current Price

$30.95

$64.03 discount

UndervaluedFair: $94.98Overvalued

Intrinsic value data unavailable for TBCH.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PEGA4 strengths · Avg: 9.0/10
Return on EquityProfitability
48.3%10/10

Every $100 of equity generates 48 in profit

Profit MarginProfitability
20.0%9/10

Keeps 20 of every $100 in revenue as profit

Debt/EquityHealth
0.109/10

Conservative balance sheet, low leverage

P/E RatioValuation
17.4x8/10

Attractively priced relative to earnings

TBCH2 strengths · Avg: 8.0/10
PEG RatioValuation
0.988/10

Growing faster than its price suggests

Price/BookValuation
2.1x8/10

Reasonable price relative to book value

Areas to Watch

PEGA3 concerns · Avg: 2.0/10
PEG RatioValuation
3.702/10

Expensive relative to growth rate

Revenue GrowthGrowth
-9.6%2/10

Revenue declined 9.6%

EPS GrowthGrowth
-60.6%2/10

Earnings declined 60.6%

TBCH4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.924/10

Grey zone — moderate risk

Market CapQuality
$258.21M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
1.1%3/10

ROE of 1.1% — below average capital efficiency

Profit MarginProfitability
0.4%3/10

0.4% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : PEGA

The strongest argument for PEGA centers on Return on Equity, Profit Margin, Debt/Equity. Profitability is solid with margins at 20.0% and operating margin at 8.6%.

Bull Case : TBCH

The strongest argument for TBCH centers on PEG Ratio, Price/Book. PEG of 0.98 suggests the stock is reasonably priced for its growth.

Bear Case : PEGA

The primary concerns for PEGA are PEG Ratio, Revenue Growth, EPS Growth.

Bear Case : TBCH

The primary concerns for TBCH are Altman Z-Score, Market Cap, Return on Equity. A P/E of 650.5x leaves little room for execution misses. Thin 0.4% margins leave little buffer for downturns.

Key Dynamics to Monitor

PEGA profiles as a declining stock while TBCH is a value play — different risk/reward profiles.

TBCH carries more volatility with a beta of 2.28 — expect wider price swings.

PEGA is growing revenue faster at -9.6% — sustainability is the question.

PEGA generates stronger free cash flow (80M), providing more financial flexibility.

Bottom Line

PEGA scores higher overall (45/100 vs 43/100), backed by strong 20.0% margins. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Pegasystems Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Pegasystems Inc. develops, markets, licenses, hosts and supports business software applications in the United States, the rest of the Americas, the United Kingdom, the rest of Europe, the Middle East, Africa, and Asia-Pacific. The company is headquartered in Cambridge, Massachusetts.

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Turtle Beach Corporation

TECHNOLOGY · CONSUMER ELECTRONICS · USA

Turtle Beach Corporation is an audio technology company in North America, Europe, the Middle East, and the Asia Pacific. The company is headquartered in White Plains, New York.

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