Pegasystems Inc (PEGA)vsSnowflake Inc. (SNOW)
PEGA
Pegasystems Inc
$36.24
+1.46%
TECHNOLOGY · Cap: $5.89B
SNOW
Snowflake Inc.
$328.99
-0.22%
TECHNOLOGY · Cap: $116.07B
Smart Verdict
WallStSmart Research — data-driven comparison
Snowflake Inc. generates 213% more annual revenue ($5.43B vs $1.74B). PEGA leads profitability with a 18.7% profit margin vs -20.1%. PEGA appears more attractively valued with a PEG of 2.99. PEGA earns a higher WallStSmart Score of 48/100 (D+).
PEGA
Hold48
out of 100
Grade: D+
SNOW
Avoid33
out of 100
Grade: F
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+61.1%
Fair Value
$97.56
Current Price
$36.24
$61.32 discount
Margin of Safety
+56.2%
Fair Value
$408.16
Current Price
$328.99
$79.17 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Every $100 of equity generates 48 in profit
Conservative balance sheet, low leverage
Revenue surging 35.1% year-over-year
Large-cap with strong market position
Areas to Watch
Trading at 10.6x book value
Operating margin of 4.6%
Expensive relative to growth rate
Earnings declined 52.9%
0.0% earnings growth
Elevated debt levels
Weak financial health signals
Expensive relative to growth rate
Comparative Analysis Report
WallStSmart ResearchBull Case : PEGA
The strongest argument for PEGA centers on Return on Equity, Debt/Equity. Profitability is solid with margins at 18.7% and operating margin at 4.6%.
Bull Case : SNOW
The strongest argument for SNOW centers on Revenue Growth, Market Cap. Revenue growth of 35.1% demonstrates continued momentum.
Bear Case : PEGA
The primary concerns for PEGA are Price/Book, Operating Margin, PEG Ratio.
Bear Case : SNOW
The primary concerns for SNOW are EPS Growth, Debt/Equity, Piotroski F-Score.
Key Dynamics to Monitor
PEGA profiles as a mature stock while SNOW is a hypergrowth play — different risk/reward profiles.
SNOW carries more volatility with a beta of 1.33 — expect wider price swings.
SNOW is growing revenue faster at 35.1% — sustainability is the question.
SNOW generates stronger free cash flow (84M), providing more financial flexibility.
Bottom Line
PEGA scores higher overall (48/100 vs 33/100), backed by strong 18.7% margins. SNOW offers better value entry with a 56.2% margin of safety. Both earn "Hold" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Pegasystems Inc
TECHNOLOGY · SOFTWARE - APPLICATION · USA
Pegasystems Inc. develops, markets, licenses, hosts and supports business software applications in the United States, the rest of the Americas, the United Kingdom, the rest of Europe, the Middle East, Africa, and Asia-Pacific. The company is headquartered in Cambridge, Massachusetts.
Visit Website →Snowflake Inc.
TECHNOLOGY · SOFTWARE - APPLICATION · USA
Snowflake Inc. provides a cloud-based data platform in the United States and internationally. The company is headquartered in San Mateo, California.
Visit Website →Compare with Other SOFTWARE - APPLICATION Stocks
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