WallStSmart

PACCAR Inc (PCAR)vsLatham Group Inc (SWIM)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

PACCAR Inc generates 4934% more annual revenue ($27.78B vs $551.81M). PCAR leads profitability with a 8.9% profit margin vs 1.6%. PCAR trades at a lower P/E of 24.7x. PCAR earns a higher WallStSmart Score of 54/100 (C-).

PCAR

Buy

54

out of 100

Grade: C-

Growth: 4.0Profit: 6.0Value: 4.7Quality: 4.5
Piotroski: 1/9

SWIM

Hold

48

out of 100

Grade: D+

Growth: 6.0Profit: 3.5Value: 5.7Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

PCARSignificantly Overvalued (-24.5%)

Margin of Safety

-24.5%

Fair Value

$103.99

Current Price

$114.05

$10.06 premium

UndervaluedFair: $103.99Overvalued
SWIMUndervalued (+42.3%)

Margin of Safety

+42.3%

Fair Value

$11.51

Current Price

$5.75

$5.76 discount

UndervaluedFair: $11.51Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PCAR1 strengths · Avg: 9.0/10
Market CapQuality
$61.07B9/10

Large-cap with strong market position

SWIM2 strengths · Avg: 8.0/10
Price/BookValuation
1.7x8/10

Reasonable price relative to book value

EPS GrowthGrowth
39.2%8/10

Earnings expanding 39.2% YoY

Areas to Watch

PCAR2 concerns · Avg: 2.5/10
Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

Revenue GrowthGrowth
-8.9%2/10

Revenue declined 8.9%

SWIM4 concerns · Avg: 2.8/10
Market CapQuality
$682.14M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
2.2%3/10

ROE of 2.2% — below average capital efficiency

Profit MarginProfitability
1.6%3/10

1.6% margin — thin

P/E RatioValuation
83.0x2/10

Premium valuation, high expectations priced in

Comparative Analysis Report

WallStSmart Research

Bull Case : PCAR

The strongest argument for PCAR centers on Market Cap. PEG of 1.19 suggests the stock is reasonably priced for its growth.

Bull Case : SWIM

The strongest argument for SWIM centers on Price/Book, EPS Growth.

Bear Case : PCAR

The primary concerns for PCAR are Piotroski F-Score, Revenue Growth.

Bear Case : SWIM

The primary concerns for SWIM are Market Cap, Return on Equity, Profit Margin. A P/E of 83.0x leaves little room for execution misses. Thin 1.6% margins leave little buffer for downturns.

Key Dynamics to Monitor

SWIM carries more volatility with a beta of 1.72 — expect wider price swings.

SWIM is growing revenue faster at 5.3% — sustainability is the question.

PCAR generates stronger free cash flow (825M), providing more financial flexibility.

Monitor FARM & HEAVY CONSTRUCTION MACHINERY industry trends, competitive dynamics, and regulatory changes.

Bottom Line

PCAR scores higher overall (54/100 vs 48/100). SWIM offers better value entry with a 42.3% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

PACCAR Inc

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

PACCAR Inc is an American Fortune 500 company and counts among the largest manufacturers of medium- and heavy-duty trucks in the world. PACCAR is engaged in the design, manufacture and customer support of light-, medium- and heavy-duty trucks under the Kenworth, Peterbilt, Leyland Trucks, and DAF nameplates. PACCAR also designs and manufactures powertrains, provides financial services and information technology, and distributes truck parts related to its principal business.

Latham Group Inc

INDUSTRIALS · BUILDING PRODUCTS & EQUIPMENT · USA

Latham Group, Inc. designs, manufactures and markets residential inground swimming pools. The company is headquartered in Latham, New York.

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