WallStSmart

Penske Automotive Group Inc (PAG)vsRideNow Group, Inc. (RDNW)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Penske Automotive Group Inc generates 2838% more annual revenue ($31.81B vs $1.08B). PAG leads profitability with a 2.9% profit margin vs -4.8%. PAG earns a higher WallStSmart Score of 51/100 (C-).

PAG

Buy

51

out of 100

Grade: C-

Growth: 2.7Profit: 5.5Value: 7.3Quality: 5.3
Piotroski: 3/9

RDNW

Avoid

30

out of 100

Grade: F

Growth: 2.7Profit: 3.0Value: 5.0Quality: 5.5
Piotroski: 5/9Altman Z: 0.46
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

PAGSignificantly Overvalued (-80.3%)

Margin of Safety

-80.3%

Fair Value

$96.08

Current Price

$148.11

$52.03 premium

UndervaluedFair: $96.08Overvalued

Intrinsic value data unavailable for RDNW.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PAG2 strengths · Avg: 9.0/10
P/E RatioValuation
10.3x10/10

Attractively priced relative to earnings

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

RDNW1 strengths · Avg: 10.0/10
Debt/EquityHealth
-84.5110/10

Conservative balance sheet, low leverage

Areas to Watch

PAG4 concerns · Avg: 3.3/10
PEG RatioValuation
1.624/10

Expensive relative to growth rate

Profit MarginProfitability
2.9%3/10

2.9% margin — thin

Operating MarginProfitability
3.4%3/10

Operating margin of 3.4%

Debt/EquityHealth
1.563/10

Elevated debt levels

RDNW4 concerns · Avg: 3.0/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$222.40M3/10

Smaller company, higher risk/reward

Operating MarginProfitability
1.5%3/10

Operating margin of 1.5%

Return on EquityProfitability
-4.3%2/10

ROE of -4.3% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : PAG

The strongest argument for PAG centers on P/E Ratio, Price/Book.

Bull Case : RDNW

The strongest argument for RDNW centers on Debt/Equity.

Bear Case : PAG

The primary concerns for PAG are PEG Ratio, Profit Margin, Operating Margin. Debt-to-equity of 1.56 is elevated, increasing financial risk. Thin 2.9% margins leave little buffer for downturns.

Bear Case : RDNW

The primary concerns for RDNW are EPS Growth, Market Cap, Operating Margin.

Key Dynamics to Monitor

PAG profiles as a value stock while RDNW is a turnaround play — different risk/reward profiles.

RDNW carries more volatility with a beta of 1.21 — expect wider price swings.

PAG is growing revenue faster at -3.1% — sustainability is the question.

RDNW generates stronger free cash flow (7M), providing more financial flexibility.

Bottom Line

PAG scores higher overall (51/100 vs 30/100). Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Penske Automotive Group Inc

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

Penske Automotive Group, Inc., a diversified transportation services company, operates commercial and automotive truck dealerships. The company is headquartered in Bloomfield Hills, Michigan.

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RideNow Group, Inc.

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

RideNow Group, Inc. provides powersports dealership and vehicle transportation services in the United States. The company is headquartered in Phoenix, Arizona.

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