WallStSmart

Oracle Corporation (ORCL)vsZoom Video Communications Inc (ZM)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Oracle Corporation generates 1216% more annual revenue ($64.08B vs $4.87B). ZM leads profitability with a 39.0% profit margin vs 25.3%. ORCL appears more attractively valued with a PEG of 1.04. ORCL earns a higher WallStSmart Score of 74/100 (B).

ORCL

Strong Buy

74

out of 100

Grade: B

Growth: 8.0Profit: 9.0Value: 4.7Quality: 2.5
Piotroski: 2/9Altman Z: 0.59

ZM

Strong Buy

70

out of 100

Grade: B-

Growth: 6.7Profit: 8.0Value: 4.7Quality: 7.8
Piotroski: 4/9Altman Z: 5.01
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ORCLSignificantly Overvalued (-42.4%)

Margin of Safety

-42.4%

Fair Value

$113.34

Current Price

$161.39

$48.05 premium

UndervaluedFair: $113.34Overvalued
ZMOvervalued (-8.7%)

Margin of Safety

-8.7%

Fair Value

$84.76

Current Price

$95.76

$11.00 premium

UndervaluedFair: $84.76Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ORCL6 strengths · Avg: 9.2/10
Market CapQuality
$464.17B10/10

Mega-cap, among the largest globally

Return on EquityProfitability
57.6%10/10

Every $100 of equity generates 58 in profit

Operating MarginProfitability
32.7%10/10

Strong operational efficiency at 32.7%

Profit MarginProfitability
25.3%9/10

Keeps 25 of every $100 in revenue as profit

Revenue GrowthGrowth
21.7%8/10

Revenue surging 21.7% year-over-year

EPS GrowthGrowth
24.5%8/10

Earnings expanding 24.5% YoY

ZM6 strengths · Avg: 9.2/10
Profit MarginProfitability
39.0%10/10

Keeps 39 of every $100 in revenue as profit

EPS GrowthGrowth
91.5%10/10

Earnings expanding 91.5% YoY

Altman Z-ScoreHealth
5.0110/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
20.3%9/10

Every $100 of equity generates 20 in profit

P/E RatioValuation
15.5x8/10

Attractively priced relative to earnings

Price/BookValuation
2.9x8/10

Reasonable price relative to book value

Areas to Watch

ORCL4 concerns · Avg: 3.3/10
P/E RatioValuation
29.0x4/10

Moderate valuation

Price/BookValuation
13.8x4/10

Trading at 13.8x book value

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Free Cash FlowQuality
$-11.48B2/10

Negative free cash flow — burning cash

ZM1 concerns · Avg: 2.0/10
PEG RatioValuation
4.212/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : ORCL

The strongest argument for ORCL centers on Market Cap, Return on Equity, Operating Margin. Profitability is solid with margins at 25.3% and operating margin at 32.7%. Revenue growth of 21.7% demonstrates continued momentum.

Bull Case : ZM

The strongest argument for ZM centers on Profit Margin, EPS Growth, Altman Z-Score. Profitability is solid with margins at 39.0% and operating margin at 21.5%.

Bear Case : ORCL

The primary concerns for ORCL are P/E Ratio, Price/Book, Piotroski F-Score. Debt-to-equity of 4.15 is elevated, increasing financial risk.

Bear Case : ZM

The primary concerns for ZM are PEG Ratio.

Key Dynamics to Monitor

ORCL profiles as a growth stock while ZM is a mature play — different risk/reward profiles.

ORCL carries more volatility with a beta of 1.60 — expect wider price swings.

ORCL is growing revenue faster at 21.7% — sustainability is the question.

ZM generates stronger free cash flow (338M), providing more financial flexibility.

Bottom Line

ORCL scores higher overall (74/100 vs 70/100), backed by strong 25.3% margins and 21.7% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Oracle Corporation

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

Oracle is an American multinational computer technology corporation headquartered in Austin, Texas. The company was formerly headquartered in Redwood Shores, California until December 2020 when it moved its headquarters to Texas. The company sells database software and technology, cloud engineered systems, and enterprise software products, particularly its own brands of database management systems.

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Zoom Video Communications Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Zoom Video Communications, Inc. provides a premier video communications platform in the Americas, Asia Pacific, Europe, the Middle East, and Africa. The company is headquartered in San Jose, California.

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