WallStSmart

Oppenheimer Holdings Inc (OPY)vsRoyal Bank of Canada (RY)

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Smart Verdict

WallStSmart Research — data-driven comparison

Royal Bank of Canada generates 3911% more annual revenue ($67.15B vs $1.67B). RY leads profitability with a 33.9% profit margin vs 5.2%. RY appears more attractively valued with a PEG of 1.88. RY earns a higher WallStSmart Score of 69/100 (B-).

OPY

Hold

46

out of 100

Grade: D+

Growth: 4.0Profit: 5.0Value: 5.7Quality: 5.5
Piotroski: 5/9Altman Z: 2.08

RY

Strong Buy

69

out of 100

Grade: B-

Growth: 7.3Profit: 8.0Value: 5.7Quality: 5.0
Piotroski: 4/9Altman Z: -0.50

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

OPY2 strengths · Avg: 10.0/10
P/E RatioValuation
12.0x10/10

Attractively priced relative to earnings

Price/BookValuation
1.0x10/10

Reasonable price relative to book value

RY5 strengths · Avg: 9.2/10
Market CapQuality
$282.66B10/10

Mega-cap, among the largest globally

Profit MarginProfitability
33.9%10/10

Keeps 34 of every $100 in revenue as profit

Operating MarginProfitability
46.4%10/10

Strong operational efficiency at 46.4%

P/E RatioValuation
17.9x8/10

Attractively priced relative to earnings

Price/BookValuation
2.9x8/10

Reasonable price relative to book value

Areas to Watch

OPY4 concerns · Avg: 2.8/10
Market CapQuality
$971.72M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
5.2%3/10

5.2% margin — thin

Debt/EquityHealth
1.403/10

Elevated debt levels

PEG RatioValuation
12.002/10

Expensive relative to growth rate

RY4 concerns · Avg: 2.3/10
PEG RatioValuation
1.884/10

Expensive relative to growth rate

Free Cash FlowQuality
$-28.67B2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
-0.502/10

Distress zone — elevated risk

Debt/EquityHealth
2.881/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : OPY

The strongest argument for OPY centers on P/E Ratio, Price/Book.

Bull Case : RY

The strongest argument for RY centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 33.9% and operating margin at 46.4%.

Bear Case : OPY

The primary concerns for OPY are Market Cap, Profit Margin, Debt/Equity.

Bear Case : RY

The primary concerns for RY are PEG Ratio, Free Cash Flow, Altman Z-Score. Debt-to-equity of 2.88 is elevated, increasing financial risk.

Key Dynamics to Monitor

OPY profiles as a value stock while RY is a mature play — different risk/reward profiles.

OPY carries more volatility with a beta of 1.10 — expect wider price swings.

RY is growing revenue faster at 8.9% — sustainability is the question.

OPY generates stronger free cash flow (129M), providing more financial flexibility.

Bottom Line

RY scores higher overall (69/100 vs 46/100), backed by strong 33.9% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Oppenheimer Holdings Inc

FINANCIAL SERVICES · CAPITAL MARKETS · USA

Oppenheimer Holdings Inc. is a middle market investment bank and full service stockbroker in the Americas, Europe, the Middle East and Asia. The company is headquartered in New York, New York.

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Royal Bank of Canada

FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA

Royal Bank of Canada is a globally diversified financial services company. The company is headquartered in Toronto, Canada.

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