WallStSmart

OPENLANE, Inc. (OPLN)vsPenske Automotive Group Inc (PAG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Penske Automotive Group Inc generates 1544% more annual revenue ($31.81B vs $1.93B). OPLN leads profitability with a 9.2% profit margin vs 2.9%. OPLN appears more attractively valued with a PEG of 1.22. OPLN earns a higher WallStSmart Score of 67/100 (B-).

OPLN

Strong Buy

67

out of 100

Grade: B-

Growth: 7.3Profit: 6.5Value: 6.7Quality: 5.0

PAG

Buy

51

out of 100

Grade: C-

Growth: 2.7Profit: 5.5Value: 7.3Quality: 5.3
Piotroski: 3/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for OPLN.

PAGSignificantly Overvalued (-80.3%)

Margin of Safety

-80.3%

Fair Value

$96.08

Current Price

$148.11

$52.03 premium

UndervaluedFair: $96.08Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

OPLN2 strengths · Avg: 9.0/10
EPS GrowthGrowth
108.3%10/10

Earnings expanding 108.3% YoY

Price/BookValuation
2.3x8/10

Reasonable price relative to book value

PAG2 strengths · Avg: 9.0/10
P/E RatioValuation
10.3x10/10

Attractively priced relative to earnings

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

Areas to Watch

OPLN0 concerns · Avg: 0/10

No major concerns identified

PAG4 concerns · Avg: 3.3/10
PEG RatioValuation
1.624/10

Expensive relative to growth rate

Profit MarginProfitability
2.9%3/10

2.9% margin — thin

Operating MarginProfitability
3.4%3/10

Operating margin of 3.4%

Debt/EquityHealth
1.563/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : OPLN

The strongest argument for OPLN centers on EPS Growth, Price/Book. PEG of 1.22 suggests the stock is reasonably priced for its growth.

Bull Case : PAG

The strongest argument for PAG centers on P/E Ratio, Price/Book.

Bear Case : OPLN

No major red flags identified for OPLN, but monitor valuation.

Bear Case : PAG

The primary concerns for PAG are PEG Ratio, Profit Margin, Operating Margin. Debt-to-equity of 1.56 is elevated, increasing financial risk. Thin 2.9% margins leave little buffer for downturns.

Key Dynamics to Monitor

OPLN carries more volatility with a beta of 1.28 — expect wider price swings.

OPLN is growing revenue faster at 8.6% — sustainability is the question.

OPLN generates stronger free cash flow (111M), providing more financial flexibility.

Monitor AUTO & TRUCK DEALERSHIPS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

OPLN scores higher overall (67/100 vs 51/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

OPENLANE, Inc.

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

OPENLANE, Inc., is a digital marketplace for used vehicles, which connects sellers and buyers in the United States, Canada, Continental Europe and the United Kingdom. The company is headquartered in Carmel, Indiana.

Penske Automotive Group Inc

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

Penske Automotive Group, Inc., a diversified transportation services company, operates commercial and automotive truck dealerships. The company is headquartered in Bloomfield Hills, Michigan.

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