WallStSmart

NVIDIA Corporation (NVDA)vsPagSeguro Digital Ltd (PAGS)

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Smart Verdict

WallStSmart Research — data-driven comparison

NVIDIA Corporation generates 1179% more annual revenue ($253.49B vs $19.81B). PAGS leads profitability with a 10.8% profit margin vs 0.6%. PAGS trades at a lower P/E of 6.4x. NVDA earns a higher WallStSmart Score of 80/100 (A-).

NVDA

Exceptional Buy

80

out of 100

Grade: A-

Growth: 6.0Profit: 5.5Value: 4.7Quality: 8.5
Piotroski: 3/9Altman Z: 6.75

PAGS

Strong Buy

67

out of 100

Grade: B-

Growth: 5.3Profit: 7.0Value: 6.7Quality: 4.0
Piotroski: 5/9Altman Z: 1.24
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

NVDASignificantly Overvalued (-65.1%)

Margin of Safety

-65.1%

Fair Value

$119.30

Current Price

$195.04

$75.74 premium

UndervaluedFair: $119.30Overvalued

Intrinsic value data unavailable for PAGS.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

NVDA6 strengths · Avg: 9.7/10
Market CapQuality
$5.01T10/10

Mega-cap, among the largest globally

Return on EquityProfitability
81.7%10/10

Every $100 of equity generates 82 in profit

Debt/EquityHealth
0.0710/10

Conservative balance sheet, low leverage

Free Cash FlowQuality
$48.59B10/10

Generating 48.6B in free cash flow

Altman Z-ScoreHealth
6.7510/10

Safe zone — low bankruptcy risk

PEG RatioValuation
0.588/10

Growing faster than its price suggests

PAGS3 strengths · Avg: 10.0/10
P/E RatioValuation
6.4x10/10

Attractively priced relative to earnings

Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Operating MarginProfitability
37.3%10/10

Strong operational efficiency at 37.3%

Areas to Watch

NVDA4 concerns · Avg: 3.8/10
P/E RatioValuation
32.0x4/10

Premium valuation, high expectations priced in

Revenue GrowthGrowth
0.9%4/10

0.9% revenue growth

EPS GrowthGrowth
2.1%4/10

2.1% earnings growth

Profit MarginProfitability
0.6%3/10

0.6% margin — thin

PAGS3 concerns · Avg: 2.3/10
Revenue GrowthGrowth
1.5%4/10

1.5% revenue growth

Altman Z-ScoreHealth
1.242/10

Distress zone — elevated risk

Debt/EquityHealth
3.191/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : NVDA

The strongest argument for NVDA centers on Market Cap, Return on Equity, Debt/Equity. PEG of 0.58 suggests the stock is reasonably priced for its growth.

Bull Case : PAGS

The strongest argument for PAGS centers on P/E Ratio, Price/Book, Operating Margin.

Bear Case : NVDA

The primary concerns for NVDA are P/E Ratio, Revenue Growth, EPS Growth. Thin 0.6% margins leave little buffer for downturns.

Bear Case : PAGS

The primary concerns for PAGS are Revenue Growth, Altman Z-Score, Debt/Equity. Debt-to-equity of 3.19 is elevated, increasing financial risk.

Key Dynamics to Monitor

NVDA carries more volatility with a beta of 2.21 — expect wider price swings.

PAGS is growing revenue faster at 1.5% — sustainability is the question.

NVDA generates stronger free cash flow (48.6B), providing more financial flexibility.

Monitor SEMICONDUCTORS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

NVDA scores higher overall (80/100 vs 67/100). Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

NVIDIA Corporation

TECHNOLOGY · SEMICONDUCTORS · USA

Nvidia Corporation is an American multinational technology company incorporated in Delaware and based in Santa Clara, California. It designs graphics processing units (GPUs) for the gaming and professional markets, as well as system on a chip units (SoCs) for the mobile computing and automotive market.

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PagSeguro Digital Ltd

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

PagSeguro Digital Ltd., provides financial technology solutions and services for consumers, individual entrepreneurs, micro-merchants, and small and medium-sized companies in Brazil and internationally. The company is headquartered in So Paulo, Brazil.

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