WallStSmart

Intel Corporation (INTC)vsPagSeguro Digital Ltd (PAGS)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Intel Corporation generates 172% more annual revenue ($53.76B vs $19.74B). PAGS leads profitability with a 10.7% profit margin vs -5.9%. PAGS earns a higher WallStSmart Score of 61/100 (C+).

INTC

Hold

37

out of 100

Grade: F

Growth: 3.3Profit: 3.5Value: 5.7Quality: 7.0
Piotroski: 5/9Altman Z: 1.69

PAGS

Buy

61

out of 100

Grade: C+

Growth: 4.0Profit: 7.0Value: 6.7Quality: 4.8
Piotroski: 4/9Altman Z: 1.30
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

INTCSignificantly Overvalued (-30.5%)

Margin of Safety

-30.5%

Fair Value

$34.96

Current Price

$94.48

$59.52 premium

UndervaluedFair: $34.96Overvalued

Intrinsic value data unavailable for PAGS.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

INTC2 strengths · Avg: 10.0/10
Market CapQuality
$474.86B10/10

Mega-cap, among the largest globally

PEG RatioValuation
0.5010/10

Growing faster than its price suggests

PAGS3 strengths · Avg: 10.0/10
P/E RatioValuation
6.9x10/10

Attractively priced relative to earnings

Price/BookValuation
0.9x10/10

Reasonable price relative to book value

Operating MarginProfitability
39.0%10/10

Strong operational efficiency at 39.0%

Areas to Watch

INTC4 concerns · Avg: 2.5/10
Altman Z-ScoreHealth
1.694/10

Distress zone — elevated risk

Return on EquityProfitability
-2.9%2/10

ROE of -2.9% — below average capital efficiency

EPS GrowthGrowth
-71.7%2/10

Earnings declined 71.7%

Free Cash FlowQuality
$-2.54B2/10

Negative free cash flow — burning cash

PAGS4 concerns · Avg: 2.5/10
Revenue GrowthGrowth
4.5%4/10

4.5% revenue growth

EPS GrowthGrowth
-9.5%2/10

Earnings declined 9.5%

Free Cash FlowQuality
$-3.24B2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
1.302/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : INTC

The strongest argument for INTC centers on Market Cap, PEG Ratio. PEG of 0.50 suggests the stock is reasonably priced for its growth.

Bull Case : PAGS

The strongest argument for PAGS centers on P/E Ratio, Price/Book, Operating Margin.

Bear Case : INTC

The primary concerns for INTC are Altman Z-Score, Return on Equity, EPS Growth.

Bear Case : PAGS

The primary concerns for PAGS are Revenue Growth, EPS Growth, Free Cash Flow.

Key Dynamics to Monitor

INTC profiles as a turnaround stock while PAGS is a value play — different risk/reward profiles.

PAGS carries more volatility with a beta of 1.41 — expect wider price swings.

INTC is growing revenue faster at 7.2% — sustainability is the question.

INTC generates stronger free cash flow (-2.5B), providing more financial flexibility.

Bottom Line

PAGS scores higher overall (61/100 vs 37/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Intel Corporation

TECHNOLOGY · SEMICONDUCTORS · USA

Intel Corporation is an American multinational corporation and technology company headquartered in Santa Clara, California, in Silicon Valley. It is the world's largest semiconductor chip manufacturer by revenue, and is the developer of the x86 series of microprocessors, the processors found in most personal computers (PCs).

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PagSeguro Digital Ltd

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

PagSeguro Digital Ltd., provides financial technology solutions and services for consumers, individual entrepreneurs, micro-merchants, and small and medium-sized companies in Brazil and internationally. The company is headquartered in So Paulo, Brazil.

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