WallStSmart

Insperity Inc (NSP)vsRobert Half International Inc (RHI)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Insperity Inc generates 30% more annual revenue ($6.87B vs $5.29B). RHI leads profitability with a 2.2% profit margin vs -0.2%. NSP appears more attractively valued with a PEG of 1.42. RHI earns a higher WallStSmart Score of 37/100 (F).

NSP

Hold

37

out of 100

Grade: F

Growth: 3.3Profit: 2.5Value: 7.0Quality: 5.5
Piotroski: 4/9Altman Z: 3.60

RHI

Hold

37

out of 100

Grade: F

Growth: 2.0Profit: 4.0Value: 5.3Quality: 6.5
Piotroski: 2/9Altman Z: 2.89
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

NSPUndervalued (+70.9%)

Margin of Safety

+70.9%

Fair Value

$103.22

Current Price

$51.81

$51.41 discount

UndervaluedFair: $103.22Overvalued
RHIUndervalued (+30.4%)

Margin of Safety

+30.4%

Fair Value

$38.97

Current Price

$44.97

$6.00 discount

UndervaluedFair: $38.97Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

NSP1 strengths · Avg: 10.0/10
Altman Z-ScoreHealth
3.6010/10

Safe zone — low bankruptcy risk

RHI1 strengths · Avg: 9.0/10
Debt/EquityHealth
0.209/10

Conservative balance sheet, low leverage

Areas to Watch

NSP4 concerns · Avg: 3.0/10
Revenue GrowthGrowth
1.7%4/10

1.7% revenue growth

Market CapQuality
$1.99B3/10

Smaller company, higher risk/reward

Operating MarginProfitability
0.4%3/10

Operating margin of 0.4%

Price/BookValuation
32.4x2/10

Trading at 32.4x book value

RHI4 concerns · Avg: 3.0/10
P/E RatioValuation
37.6x4/10

Premium valuation, high expectations priced in

Profit MarginProfitability
2.2%3/10

2.2% margin — thin

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

PEG RatioValuation
5.462/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : NSP

The strongest argument for NSP centers on Altman Z-Score. PEG of 1.42 suggests the stock is reasonably priced for its growth.

Bull Case : RHI

The strongest argument for RHI centers on Debt/Equity.

Bear Case : NSP

The primary concerns for NSP are Revenue Growth, Market Cap, Operating Margin. Debt-to-equity of 7.84 is elevated, increasing financial risk.

Bear Case : RHI

The primary concerns for RHI are P/E Ratio, Profit Margin, Piotroski F-Score. Thin 2.2% margins leave little buffer for downturns.

Key Dynamics to Monitor

NSP profiles as a turnaround stock while RHI is a value play — different risk/reward profiles.

RHI carries more volatility with a beta of 0.77 — expect wider price swings.

NSP is growing revenue faster at 1.7% — sustainability is the question.

NSP generates stronger free cash flow (122M), providing more financial flexibility.

Bottom Line

NSP scores higher overall (37/100 vs 37/100). RHI offers better value entry with a 30.4% margin of safety. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Insperity Inc

INDUSTRIALS · STAFFING & EMPLOYMENT SERVICES · USA

Insperity, Inc. provides human resources (HR) and business solutions to improve business performance for small and medium-sized businesses. The company is headquartered in Kingwood, Texas.

Robert Half International Inc

INDUSTRIALS · STAFFING & EMPLOYMENT SERVICES · USA

Robert Half International, or commonly referred as, Robert Half, is a global human resource consulting firm based in Menlo Park, California.

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