WallStSmart

Kforce Inc. (KFRC)vsInsperity Inc (NSP)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Insperity Inc generates 415% more annual revenue ($6.84B vs $1.33B). KFRC leads profitability with a 2.6% profit margin vs -0.4%. KFRC appears more attractively valued with a PEG of 0.56. KFRC earns a higher WallStSmart Score of 53/100 (C-).

KFRC

Buy

53

out of 100

Grade: C-

Growth: 3.3Profit: 6.5Value: 8.0Quality: 5.0

NSP

Hold

37

out of 100

Grade: F

Growth: 3.3Profit: 2.5Value: 7.0Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

KFRCUndervalued (+37.4%)

Margin of Safety

+37.4%

Fair Value

$49.08

Current Price

$42.97

$6.11 discount

UndervaluedFair: $49.08Overvalued
NSPUndervalued (+71.5%)

Margin of Safety

+71.5%

Fair Value

$105.18

Current Price

$34.47

$70.71 discount

UndervaluedFair: $105.18Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

KFRC2 strengths · Avg: 8.5/10
Return on EquityProfitability
27.1%9/10

Every $100 of equity generates 27 in profit

PEG RatioValuation
0.568/10

Growing faster than its price suggests

NSP0 strengths · Avg: 0/10

No standout strengths identified

Areas to Watch

KFRC4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
0.1%4/10

0.1% revenue growth

EPS GrowthGrowth
2.6%4/10

2.6% earnings growth

Market CapQuality
$733.25M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
2.6%3/10

2.6% margin — thin

NSP4 concerns · Avg: 3.5/10
Price/BookValuation
19.6x4/10

Trading at 19.6x book value

Revenue GrowthGrowth
1.7%4/10

1.7% revenue growth

Market CapQuality
$1.24B3/10

Smaller company, higher risk/reward

Operating MarginProfitability
3.3%3/10

Operating margin of 3.3%

Comparative Analysis Report

WallStSmart Research

Bull Case : KFRC

The strongest argument for KFRC centers on Return on Equity, PEG Ratio. PEG of 0.56 suggests the stock is reasonably priced for its growth.

Bull Case : NSP

PEG of 1.42 suggests the stock is reasonably priced for its growth.

Bear Case : KFRC

The primary concerns for KFRC are Revenue Growth, EPS Growth, Market Cap. Thin 2.6% margins leave little buffer for downturns.

Bear Case : NSP

The primary concerns for NSP are Price/Book, Revenue Growth, Market Cap.

Key Dynamics to Monitor

KFRC profiles as a value stock while NSP is a turnaround play — different risk/reward profiles.

KFRC carries more volatility with a beta of 0.88 — expect wider price swings.

NSP is growing revenue faster at 1.7% — sustainability is the question.

KFRC generates stronger free cash flow (-7M), providing more financial flexibility.

Bottom Line

KFRC scores higher overall (53/100 vs 37/100). NSP offers better value entry with a 71.5% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Kforce Inc.

INDUSTRIALS · STAFFING & EMPLOYMENT SERVICES · USA

Kforce Inc. provides professional staffing solutions and services in the United States. The company is headquartered in Tampa, Florida.

Insperity Inc

INDUSTRIALS · STAFFING & EMPLOYMENT SERVICES · USA

Insperity, Inc. provides human resources (HR) and business solutions to improve business performance for small and medium-sized businesses. The company is headquartered in Kingwood, Texas.

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