WallStSmart

NRG Energy Inc. (NRG)vsNorthWestern Corporation (NWE)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

NRG Energy Inc. generates 1858% more annual revenue ($33.12B vs $1.69B). NWE leads profitability with a 10.1% profit margin vs 2.6%. NRG appears more attractively valued with a PEG of 0.40. NWE earns a higher WallStSmart Score of 61/100 (C+).

NRG

Buy

60

out of 100

Grade: C+

Growth: 3.3Profit: 6.0Value: 7.0Quality: 4.0
Piotroski: 4/9Altman Z: 1.61

NWE

Buy

61

out of 100

Grade: C+

Growth: 6.0Profit: 5.5Value: 3.3Quality: 3.0
Piotroski: 3/9Altman Z: 0.75
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for NRG.

NWESignificantly Overvalued (-21.9%)

Margin of Safety

-21.9%

Fair Value

$56.15

Current Price

$69.87

$13.72 premium

UndervaluedFair: $56.15Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

NRG1 strengths · Avg: 10.0/10
PEG RatioValuation
0.4010/10

Growing faster than its price suggests

NWE1 strengths · Avg: 10.0/10
Price/BookValuation
1.5x10/10

Reasonable price relative to book value

Areas to Watch

NRG4 concerns · Avg: 3.3/10
P/E RatioValuation
26.9x4/10

Moderate valuation

Altman Z-ScoreHealth
1.614/10

Distress zone — elevated risk

Profit MarginProfitability
2.6%3/10

2.6% margin — thin

EPS GrowthGrowth
-85.6%2/10

Earnings declined 85.6%

NWE4 concerns · Avg: 2.8/10
Return on EquityProfitability
5.8%3/10

ROE of 5.8% — below average capital efficiency

Debt/EquityHealth
1.243/10

Elevated debt levels

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
2.702/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : NRG

The strongest argument for NRG centers on PEG Ratio. Revenue growth of 11.0% demonstrates continued momentum. PEG of 0.40 suggests the stock is reasonably priced for its growth.

Bull Case : NWE

The strongest argument for NWE centers on Price/Book. Revenue growth of 14.6% demonstrates continued momentum.

Bear Case : NRG

The primary concerns for NRG are P/E Ratio, Altman Z-Score, Profit Margin. Debt-to-equity of 4.83 is elevated, increasing financial risk. Thin 2.6% margins leave little buffer for downturns.

Bear Case : NWE

The primary concerns for NWE are Return on Equity, Debt/Equity, Piotroski F-Score.

Key Dynamics to Monitor

NRG carries more volatility with a beta of 1.17 — expect wider price swings.

NWE is growing revenue faster at 14.6% — sustainability is the question.

NRG generates stronger free cash flow (779M), providing more financial flexibility.

Monitor UTILITIES - INDEPENDENT POWER PRODUCERS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

NWE scores higher overall (61/100 vs 60/100) and 14.6% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

NRG Energy Inc.

UTILITIES · UTILITIES - INDEPENDENT POWER PRODUCERS · USA

NRG Energy, Inc. is a large American energy company, headquartered in Houston, Texas. It was formerly the wholesale arm of Northern States Power Company (NSP), which became Xcel Energy, but became independent in 2000. NRG Energy is involved in energy generation and retail electricity.

NorthWestern Corporation

UTILITIES · UTILITIES - REGULATED ELECTRIC · USA

NorthWestern Corporation, doing business as NorthWestern Energy, provides electricity and natural gas to residential, commercial and industrial customers. The company is headquartered in Sioux Falls, South Dakota.

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