WallStSmart

Nice Ltd ADR (NICE)vsSAP SE ADR (SAP)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

SAP SE ADR generates 1149% more annual revenue ($36.80B vs $2.95B). NICE leads profitability with a 20.8% profit margin vs 19.5%. SAP appears more attractively valued with a PEG of 0.79. NICE earns a higher WallStSmart Score of 78/100 (B+).

NICE

Strong Buy

78

out of 100

Grade: B+

Growth: 8.0Profit: 7.5Value: 10.0Quality: 7.5
Piotroski: 4/9Altman Z: 3.23

SAP

Buy

58

out of 100

Grade: C

Growth: 5.3Profit: 8.5Value: 7.3Quality: 8.0
Piotroski: 6/9Altman Z: 3.09
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

NICEUndervalued (+75.5%)

Margin of Safety

+75.5%

Fair Value

$452.56

Current Price

$109.51

$343.05 discount

UndervaluedFair: $452.56Overvalued
SAPSignificantly Overvalued (-88.8%)

Margin of Safety

-88.8%

Fair Value

$104.04

Current Price

$168.95

$64.91 premium

UndervaluedFair: $104.04Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

NICE6 strengths · Avg: 9.5/10
P/E RatioValuation
11.4x10/10

Attractively priced relative to earnings

EPS GrowthGrowth
56.7%10/10

Earnings expanding 56.7% YoY

Debt/EquityHealth
0.0210/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
3.2310/10

Safe zone — low bankruptcy risk

Profit MarginProfitability
20.8%9/10

Keeps 21 of every $100 in revenue as profit

PEG RatioValuation
0.998/10

Growing faster than its price suggests

SAP6 strengths · Avg: 8.8/10
Market CapQuality
$217.55B10/10

Mega-cap, among the largest globally

Altman Z-ScoreHealth
3.0910/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.189/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.798/10

Growing faster than its price suggests

Operating MarginProfitability
29.2%8/10

Strong operational efficiency at 29.2%

Free Cash FlowQuality
$1.09B8/10

Generating 1.1B in free cash flow

Areas to Watch

NICE0 concerns · Avg: 0/10

No major concerns identified

SAP2 concerns · Avg: 4.0/10
P/E RatioValuation
26.3x4/10

Moderate valuation

Revenue GrowthGrowth
3.3%4/10

3.3% revenue growth

Comparative Analysis Report

WallStSmart Research

Bull Case : NICE

The strongest argument for NICE centers on P/E Ratio, EPS Growth, Debt/Equity. Profitability is solid with margins at 20.8% and operating margin at 22.4%. PEG of 0.99 suggests the stock is reasonably priced for its growth.

Bull Case : SAP

The strongest argument for SAP centers on Market Cap, Altman Z-Score, Debt/Equity. Profitability is solid with margins at 19.5% and operating margin at 29.2%. PEG of 0.79 suggests the stock is reasonably priced for its growth.

Bear Case : NICE

No major red flags identified for NICE, but monitor valuation.

Bear Case : SAP

The primary concerns for SAP are P/E Ratio, Revenue Growth.

Key Dynamics to Monitor

NICE profiles as a mature stock while SAP is a value play — different risk/reward profiles.

SAP carries more volatility with a beta of 0.69 — expect wider price swings.

NICE is growing revenue faster at 9.0% — sustainability is the question.

SAP generates stronger free cash flow (1.1B), providing more financial flexibility.

Bottom Line

NICE scores higher overall (78/100 vs 58/100), backed by strong 20.8% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Nice Ltd ADR

TECHNOLOGY · SOFTWARE - APPLICATION · USA

NICE Ltd. provides business software solutions globally. The company is headquartered in Ra'anana, Israel.

Visit Website →

SAP SE ADR

TECHNOLOGY · SOFTWARE - APPLICATION · USA

SAP SE is a global enterprise application software company. The company is headquartered in Walldorf, Germany.

Visit Website →

Want to dig deeper into these stocks?